CBA General Issues

Items about the Consumer Bankers Association and its initiatives, including CBA Advanced Education, CBA LIVE, CBA Team news and more.

  • September 22, 2017
    CBA LIVE 2018 Registration Now Open CBA LIVE is back for 2018, and we are going “Beyond the Bank.” The banking industry is transforming across the board. From consumer interactions to digital capabilities the banking world is moving beyond brick and mortar. With 90 hours of programming and attendance from retail banking’s most senior leaders, CBA LIVE 2018 is this year’s can’t miss event. Join us...
  • September 20, 2017
    On September 20, 2017, the OCC, the Board of Governors of the Federal Reserve, and the FDIC issued a bulletin regarding the host state loan-to-deposit (LTD) ratios used to determine compliance with section 109 of the Riegle–Neal Interstate Banking and Branching Efficiency Act of 1994 (IBBEA) issued on June 21, 2017. These bulletin provided host state LTD ratios using data as of June 30, 2016, and...
  • September 20, 2017
    A Federal Reserve (Fed) statement released on September 20, 2017, shared market performance information gathered since the Federal Open Markets Committee (FOMC) met in July of 2017. The Fed indicated labor market continued to strengthen and economic activity has moderately risen so far this year. Job gains have remained solid in recent months, and the unemployment rate has stayed low. Household...
  • September 18, 2017
    On Monday, September 18, 2017, the FDIC released a Financial Institution Letter encouraging depository institutions to consider all reasonable and prudent steps to assist customers in communities affected by recent storms. The agency recognized efforts to work with borrowers in impacted communities can be consistent with safe-and-sound banking practices and in the public interest. The FDIC's...
  • September 15, 2017
    On Friday, September 15, 2017, the OCC released new enforcement actions taken against national banks, federal savings associations, and individuals currently and formerly affiliated with national banks and federal savings associations. All Cease and Desist Orders, Civil Money Penalty Orders, and Removal/Prohibition Orders are issued with the consent of the parties, unless otherwise indicated as a...
  • September 15, 2017
    CBA Elects New Board Leadership Team, Sets 2018 Advocacy Agenda CBA held its annual leadership summit in Washington, D.C. this week. I am pleased to announce Brad Conner of Citizens Bank was elected Chairman of the Board for 2018, succeeding Ross Carey of U.S. Bank, and Todd Barnhart of PNC was named Chair-Elect. Speaking with American Banker , Brad debuted our priorities for the upcoming year,...
  • September 11, 2017
    On Monday, September 11, 2017, the OCC announced it will host a public meeting of the Minority Depository Institutions Advisory Committee (MDIAC) on Tuesday, October 3, 2017, beginning at 8:30 a.m. (EDT). The meeting will be held at the Office of the Comptroller of the Currency, 400 7th Street, SW, Washington, DC 20219. Additional information regarding the public meeting and submitting written...
  • September 7, 2017
    On Thursday, September 7, 2017, the OCC issued the “ Foreword ” booklet of the Comptroller’s Handbook. The revised booklet replaces the booklet titled “Foreword” issued on May 6, 2013. This booklet describes the overall organization and format of the Comptroller’s Handbook and lists the booklet titles that compose the handbook. The list will change over time because the OCC periodically issues...
  • September 7, 2017
    Square is expected to apply for an Industrial Loan Company (ILC) bank charter this week, according to American Banker and other sources. Like SoFi, who is busy trying to do the same thing, their attempt will also face competitive resistance. In June, Richard Hunt, president and CEO of the Consumer Bankers Association (CBA), told deBanked that in the case of SoFi, “The whole world is evolving,...

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