Comment Letters

  • April 17, 2013
    Dear Senator Shelby: The undersigned organizations wish to express our support for S. 737, the “Basel III Impact Study Act”, particularly the provisions that would require the Federal banking agencies to perform a Quantitative Impact Study (QIS) of the proposed Basel III framework. We were also pleased to see similar legislation, H.R. 1221, introduced in the House of Representatives by...
  • April 17, 2013
    Dear Representative Fincher: The undersigned organizations wish to express our support for H.R. 1221, the “Basel III Capital Impact Study Act”, particularly the provisions that would require the Federal banking agencies to perform a Quantitative Impact Study (QIS) of the proposed Basel III framework. We were also pleased to see similar legislation, S. 737 introduced by Senator Richard Shelby this...
  • April 10, 2013
    Dear Director Cordray: The Consumer Bankers Association, the American Bankers Association, The Financial Services Roundtable3 and its Housing Policy Council4 (collectively, the “Associations”) respectfully submit to the Consumer Financial Protection Bureau (“CFPB” or “Bureau”) this letter on complying with the Bureau’s new mortgage rules. In order to ensure the new rules achievope their intended...
  • April 10, 2013
    To read the full Comment Letter, download the PDF .
  • April 10, 2013
    To read the full Comment Letter, download the PDF .
  • April 10, 2013
    Dear Chairman Rogers and Ranking Member Ruppersberger: The undersigned representatives of the financial services industry are writing in support of H.R. 624, the Cyber Intelligence Sharing and Protection Act, as prepared for today’s markup. We applaud your leadership in forging a bipartisan bill. H.R. 624 would provide important updates and clarifications to the National Security Act to...
  • April 4, 2013
    Dear Ms. Jackson: The Consumer Bankers Association (CBA)i appreciates the opportunity to submit comments in response to the Consumer Financial Protection Bureau’s (CFPB’s or Bureau’s) request for information (RFI) from the public to determine options that would increase the availability of affordable payment plans for borrowers with existing private student loans. We understand the Bureau will...
  • March 27, 2013
    Dear Sirs: The Consumer Bankers Association (CBA) appreciates your past willingness to discuss how to assist private student loan borrowers experiencing difficulty repaying their loans. We believe it is important to work to address the challenges we are seeing in today’s economic environment. Private student loans only account for approximately 7 percent of today’s student loan originations,...
  • March 25, 2013
    Dear Ms. Dupre: The Consumer Bankers Association (CBA)1 appreciates the opportunity to submit comments in response to the Federal Financial Institutions Examination Council’s (FFIEC’s), proposed guidance titled “Social Media: Consumer Compliance Risk Management Guidance” (Guidance). Once finalized, financial institutions and others will be expected to use the Guidance in their efforts to ensure...
  • March 18, 2013
    Dear Ms. Jackson: The Consumer Bankers Association (CBA)1 and the American Bankers Association (ABA)2 (collectively “the Associations”) submit this letter in response to the Consumer Financial Protection Bureau’s (Bureau) Request for Information Regarding Financial Products Marketed to Students Enrolled in Institutions of Higher Education (RFI). The Associations appreciate the opportunity to...

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