The Consumer Bankers Association (CBA) is a member-driven organization. CBA's 13 standing committees and several working groups include the top executives from our member banks with expertise in each segment of retail banking. Our committees guide our mission and serve as the foundation for every CBA program from advocacy efforts to our annual conference, CBA LIVE. In this rapidly changing environment, CBA stays up to speed on the top retail banking issues by updating the priorities of its committees and creating subcommittees and working groups as particular issues arise. 

  • Automobile Finance Committee

    CBA's Automobile Finance Committee brings auto lenders together to assess how to best serve customers by investigating emerging industry trends, best practices, and regulatory changes. The Committee is dedicated to furthering fair and responsible lending throughout the marketplace, and acting as an educational resource for dealers and lawmakers.


  • CFPB Committee

    The CFPB Committee anticipates and proactively addresses CFPB-related issues and offer rapid and constructive responses. Members engage and maintain dialogue with the CFPB to communicate the impact of regulations to both banks and consumers. The Committee focuses on overarching issues such as enforcement, regulatory coordination and data collection.

  • Community Reinvestment Committee

    CBA’s Community Reinvestment Committee (CRC) is the leading industry voice on community development and CRA policy.

  • Default Management Committee

    CBA’s Default Management Committee  focuses on education, legislation, regulations and benchmarking for consumer, mortgage and small business default within financial institutions.  The Committee takes a leadership role in providing CBA’s members with an appropriate open forum to discuss best practices, emerging trends, offer networking opportunities and provide advocacy in the federal legislative and regulatory environment.

  • Deposits and Payments Committee

    CBA’s Deposits and Payments Committee focuses on education, legislative and regulatory issues and benchmarking for consumer deposits and related payments systems within financial institutions.

  • Digital Channels Committee

    CBA's Digital Channels Committee focuses on the growing digital banking channels including online, mobile, and tablet banking, alternative payments, social media and related issues.

  • Education Funding Committee

    CBA’s Education Funding Committee is the public policy voice for private-sector providers of higher education loans to students and families.

  • Fair and Responsible Banking Committee

    CBA's Fair and Responsible Banking Committee supports fair and responsible lending principles, opposes discrimination in the provision of retail financial services, and works to ensure that consumer protections laws are strong, effective and manageable for compliance operations. The Committee is composed of the top fair lending and compliance officers at the nation's leading financial institutions.

  • Home Equity Lending Committee

    CBA's Home Equity Lending Committee is the industry's only forum focused on the business aspects and compliance issues of mortgage secured loans and lines of credit.

  • Internal Audit Committee

    The Internal Audit Governance Committee brings together senior audit leaders at member banks to facilitate discussion on emerging industry risks and professional issues, and associated implications for Internal Audit and/or member banks. 


  • Risk Committee

    CBA’s Risk Committee focuses on best practices for risk management at CBA member banks, the identification of legislative and regulatory issues, and implementation of the heightened standards.

  • Small Business Banking Committee

    CBA’s Small Business Banking Committee focuses on education, legislation and benchmarking for small business banking. 

  • Talent Management Committee

    CBA's Talent Management Committee promotes education and the exchange of information on talent management issues. The Committee is dedicated to providing members with an open forum to learn from industry leaders, share best practices, discuss regulatory changes, and network with other professionals in the business.


    Goals for the Talent Management Committee include: