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By Accurate Group, LLC: Appraisers, Third-Party Inspections and the Rise of Hybrid Appraisals
Hybrid appraisals, also known as bifurcated or desktop appraisals, have a decades long track record of reliability. This type of appraisal has the subject’s inspection completed by someone other than the appraiser, commonly referred to as a bifurcated process. The inspection results are then shared with the appraiser who does the analysis and estimates the type of value required by the client. For example, market, disposition, quick sale, etc. Hybrid appraisals have historically been used in the home equity, mortgage portfolio, REO and mortgage insurance termination channels for years because of their success. DOWNLOAD white paper here.