White Papers
January 11, 2021For Banks, the process of onboarding a new customer can be complex, costly and consequential. A deep discovery will often lead you to a root cause of disconnected process, patch-worked technology and many personas interested in differing areas of the process. This can slow down and negatively impact the customer experience. Learn how to optimize customer onboarding in order to connect customer...
Digital Innovation & Mobile Banking, Deposits & Payments, Marketing, Communications & Consumer ExperienceJanuary 6, 2021As the vaccine continues to roll out, given the advantages of digital banking and the shortcomings of branch banking, there is an elephant in the room that must be addressed: why keep the branch around at all? Is it only a matter of time before the federal regulations that currently make it difficult to close branches loosen up and enable banks to do away with in-person banking once and for all?...
December 15, 2020New Research: Insights from 2,800 financial services leaders on building resilience in the face of crisis. As consumer behavior shifts, there are new opportunities for retail banks. Starting before and going 6 months into the pandemic, this research offers a unique view into how the crisis altered the retail banking industry – and what it can mean for a business like yours. Here’s some of what we...
Digital Innovation & Mobile Banking, Fair & Responsible Banking, Marketing, Communications & Consumer Experience, RiskDecember 15, 2020In this white paper, learn how to: Pursue growth by responding strategically to opportunity Adopt an agile decision-making process Reimagine office life Adapt to your customer’s changing needs Create lasting impact through community service Download white paper here
October 29, 2020Many financial institutions (FIs) are considering artificial intelligence (AI) beyond the abstract and are discovering the practical and profitable use cases for emerging cognitive technologies. As AI becomes demystified and valuable use cases emerge, FIs are coming around to the idea of adopting these technologies across a wide range of key business functions. But what does it look like to...
October 20, 2020Recently there has been a shift in the first mortgage market – lenders are holding more mortgage loans on the books. This trend, mainly driven by the current rate environment, has lenders seeking more cost-effective options for valuation of residential property loans. This whitepaper outlines the benefit of hybrid appraisals (also known as bifurcated appraisals) for first mortgage transactions...
Digital Innovation & Mobile Banking, Marketing, Communications & Consumer Experience, Talent & Workforce ManagementOctober 20, 2020Digital platform conversions are high-impact change events that pose short-term challenges with long-term consequences. When thrust into new processes, private wealth, small business and commercial clients may be slow to adopt the new system, fail to fully use the technology or use it incorrectly. When managed effectively – by putting the customer experience at the center of the conversion...
October 19, 2020Work environments and job functions are rapidly changing as the financial services industry learns more about working differently under COVID-19. With the demand for digital services skyrocketing, physical offices aren't as necessary as they once were. Having a strategy for your business sites is critical to efficiencies and resources. Decisions on which sites to keep and which sites to exit are...
September 9, 2020This whitepaper from Delvinia and Phase 5 is based on a joint study that identified and measured the critical factors that drive loyalty by surveying small business owners (SBOs) about their perceptions of their bank when it comes to innovation, user experience (UX), customer experience (CX) and customer centricity. This was an online survey of 650 small business owners in Canada and the United...
September 7, 2020Prompted by consumer demand and the coronavirus, banks are increasing their investment in digital banking options like never before. Banks must be sure that the security measures they adopt don’t add friction and actually help foster the streamlined, effortless, and efficient experience expected from the online sphere. In this guide, you’ll discover: Challenges and opportunities for secure...
