White Papers
December 18, 2019Despite the growing interest in digital mortgage originations, mortgage loan cycle time actually grew longer in 2017, to an average of 36 days – an increase of almost a week from the previous year. This increase in loan cycle time means lenders need to look at streamlining other areas of the mortgage process in order to improve profitability and borrower satisfaction. Luckily, there are other...
December 4, 20192020 brings a new decade of business change that will be directly confronted with regulatory and policy mandates of fairness, safety, and protection. In our new paper, KPMG Regulatory Insights evaluates how, in 2020, five business imperatives—technology transformation, customer interaction, payments modernization, market expansion, and cost efficiencies—will force new and differing regulatory...
Digital Innovation & Mobile Banking, Deposits & Payments, Fair & Responsible Banking, Marketing, Communications & Consumer Experience, RiskOctober 29, 2019Retail banking executives are faced with multiple challenges, including driving customer centricity through digital transformation, security and risk management, regulatory compliance and an aging infrastructure. As they develop and implement their strategic plans, how are they addressing the key business and technology trends that are impacting the industry? Annually, CGI leaders around the...
October 24, 2019Over the past decade, the financial services industry has faced significant workforce challenges including a changing employee demographic, increased competition for top-level talent and even an evolution in the nature of the work itself, as digital, automation and cognitive technologies move increasingly into the mainstream. To address these headwinds and maintain competitiveness on a shifting...
October 23, 2019Banktech is the driving force behind consumer banking improvements. It's extending consumer value into new and exciting areas for both customers and banks. Modern technology solutions like banktech can streamline critical business functions as they enable business change and expand customer value. Bridgeforce has a track record of successful execution when helping businesses improve control of...
October 21, 2019Industry experts have been talking about digital transformation for years, but stories about true progress are rare. Our experience shows us that organizations aren’t getting stuck on the technology, but the human element of transformation. We see several themes emerge that cause organization progress to slow, or even halt, digital transformation success. In our latest viewpoint, we’re exploring...
October 15, 2019Deposit and product teams to EVPs of Retail Banking all have different goals but at the end of the day they still ask themselves the same question, “how do I grow my deposits business?” In Winning Back Growth for Your Deposits Business, industry expert Dustin Allen breaks down how you can start using what your institution has now to not fight disruptors, but join them. In this guide you will...
October 15, 2019Across the world, huge numbers of individuals lack access to basic banking services. A recent report from the World Bank shows that “[g]lobally, 1.7 billion adults remain unbanked.”1 In many cases these people have the same money management and credit needs as those who have access to bank services, but they face challenges meeting those needs. In the US, the underbanked and unbanked (U/U)...
October 11, 2019Like you, we are continually examining the state of origination in financial services. In this paper, we are taking a fresh look at the current realities of credit cards, white label/retail cards, auto loans and demand deposit accounts in light of the changing origination landscape. Download White Paper Here
October 11, 2019Whether it's putting aside money in a bank account or pumping a percentage of their paycheck into a 401k, Americans save just 6% of their disposable personal income — down from 11% in 1979.1 The government and corporate America have started sounding alarms about this troubling trend. The Federal Reserve highlighted the issue in a 2017 study that found 40% of Americans surveyed said they didn’t...
