CBA on the Issues

The Consumer Bankers Association engages on a host of issues to support our member banks and the customers they serve. Each year, CBA’s member-driven committees formulate the Association’s top priorities to address current policy needs for the retail banking industry.

2020 Priorities

01

Highlight the Benefits & Soundness of Retail Banks


Consumers are best served within the well-regulated, well-capitalized, safe and sound banking industry. CBA will continue advocating for policies to ensure a vibrant consumer and small business banking sector which provides consumers, including the un- and under-banked, access to a variety of products and services to meet their unique needs.

Highlight the Benefits & Soundness of Retail Banks


Consumers are best served within the well-regulated, well-capitalized, safe and sound banking industry. CBA will continue advocating for policies to ensure a vibrant consumer and small business banking sector which provides consumers, including the un- and under-banked, access to a variety of products and services to meet their unique needs.
02

Modernize Banking’s Regulatory Framework


CBA will work to modernize banking regulations. This includes creating a bipartisan commission at the Consumer Financial Protection Bureau, modernizing the Community Reinvestment Act and ensuring a level playing field, especially regarding consumer protections, with banks and non-bank financial companies.

Modernize Banking’s Regulatory Framework


CBA will work to modernize banking regulations. This includes creating a bipartisan commission at the Consumer Financial Protection Bureau, modernizing the Community Reinvestment Act and ensuring a level playing field, especially regarding consumer protections, with banks and non-bank financial companies.
03

Support Uniform Data Security & Consumer Protections


Banks are regulated by the most stringent data protection standards and are committed to securing customers’ personal information. CBA will continue working with policymakers, regulators and law enforcement to combat breaches and bring about a uniform standard for data protection and privacy throughout the payment system.

Support Uniform Data Security & Consumer Protections


Banks are regulated by the most stringent data protection standards and are committed to securing customers’ personal information. CBA will continue working with policymakers, regulators and law enforcement to combat breaches and bring about a uniform standard for data protection and privacy throughout the payment system.
04

Right-Size Federal Student Lending


CBA will promote common-sense reforms to federal lending programs to ensure the government helps students with the most need while allowing the private marketplace to serve borrowers with means. These reforms will increase options for borrowers, help bring down the cost of college and reduce student debt.

Right-Size Federal Student Lending


CBA will promote common-sense reforms to federal lending programs to ensure the government helps students with the most need while allowing the private marketplace to serve borrowers with means. These reforms will increase options for borrowers, help bring down the cost of college and reduce student debt.

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