Comment Letters

  • August 6, 2020
    To Whom It May Concern: The American Bankers Association (ABA)1 and the Consumer Bankers Association (CBA) are pleased to submit their comments to the Bureau of Consumer Financial Protection (Bureau) on its proposed amendments to Regulation Z (Truth in Lending Act) to address the cessation of the London Inter-Bank Overnight Rate (LIBOR), which is expected to be discontinued after December 31,...
  • August 5, 2020
    Ms. McPartland: The Consumer Bankers Association (CBA) appreciates this opportunity to further comment on the Consumer Financial Protection Bureau’s (Bureau) amendments to the Fair Debt Collection Practices Act (FDCPA), focusing on disclosures of certain time-barred debts. CBA commented thoroughly on other issues related to revisions of the FDCPA during the initial comment period in 2019 and...
  • August 3, 2020
    Dear Acting Comptroller Brooks: The Consumer Bankers Association (“CBA”) appreciates the opportunity to comment on the Office of the Comptroller of the Currency’s (“OCC”) advanced notice of proposed rulemaking (“ANPR”) on digital activities and supports the OCC’s efforts to modernize and promote responsible innovation within the banking system. A modernized banking system has the potential to...
  • August 3, 2020
    August 3, 2020 The Honorable Mike Crapo The Honorable Sherrod Brown Chairman, Committee on Ranking Member, Committee on Banking, Housing and Urban Affairs Banking, Housing and Urban Affairs United States Senate United States Senate Washington, DC 20510 Washington, DC 20510 Dear Chairman Crapo and Ranking Member Brown: As you consider potential financial services provisions for the COVID-19...
  • July 28, 2020
    July 28, 2020 The Honorable Mike Crapo Chairman Committee on Banking, Housing and Urban Affairs 534 Dirksen Senate Office Building Washington, D.C. 20510 The Honorable Sherrod Brown Ranking Member Committee on Banking, Housing and Urban Affairs 534 Dirksen Senate Office Building Washington, D.C. 20510 Dear Chairman Crapo and Ranking Member Brown: The Consumer Bankers Association (CBA) submits the...
  • July 27, 2020
    July 27, 2020 The Honorable Nita Lowey The Honorable Kay Granger Chairwoman Ranking Member House Committee on Appropriations House Committee on Appropriations H-307, U.S. Capitol H-307, U.S. Capitol Washington, D.C. 20515 Washington, D.C. 20515 Dear Chairwoman Lowey and Ranking Member Granger: On behalf of the Consumer Bankers Association (CBA), I write in opposition to the amendment offered by...
  • July 23, 2020
    July 23, 2020 Hon. Mitch McConnell Hon. Charles E. Schumer Majority Leader Democratic Leader United States Senate United States Senate Washington, DC 20510 Washington, DC 20510 Hon. Roger Wicker Hon. Maria Cantwell Chairman, Ranking Member, Committee on Commerce, Science, Committee on Commerce, Science, and Technology and Technology United States Senate United States Senate Washington, DC 20510...
  • July 20, 2020
    July 9, 2020 The Honorable Marco Rubio Chairman Committee on Small Business & Entrepreneurship U.S. Senate 428A Russell Senate Office Building Washington, D.C. 20510 The Honorable Ben Cardin Ranking Member Committee on Small Business & Entrepreneurship U.S. Senate 428A Russell Senate Office Building Washington, D.C. 20510 The Honorable Nydia M. Velázquez Chairwoman Committee on Small...
  • July 7, 2020
    July 7, 2020 The Honorable John Thune U.S. Senate 511 Dirksen Senate Office Building Washington, D.C. 205150 The Honorable Todd Young U.S. Senate 185 Dirksen Senate Office Building Washington, D.C. 205150 The Honorable Jerry Moran U.S. Senate 521 Dirksen Senate Office Building Washington, D.C. 205150 Dear Senators Thune, Moran, and Young: On behalf of the Consumer Bankers Association (CBA), I...
  • July 1, 2020
    Dear Mr. Feldman: The Consumer Bankers Association (“CBA”) appreciates the opportunity to respond to the Federal Deposit Insurance Corporation’s (“the FDIC” or “the agency”) notice of proposed rulemaking (“the proposed rule” or “the current proposal”) regarding parent companies of industrial banks and industrial loan companies (“ILCs”). The future of the ILC charter is of particular interest to...

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