Comment Letters

  • February 4, 2021
    Ladies and Gentlemen: The undersigned financial services trades welcome the opportunity to comment on the Consumer Financial Protection Bureau (CFPB)’s Advanced Notice of Proposed Rulemaking regarding consumer access to financial records. We believe that responsible innovation in financial services will continue to benefit customers as it has throughout history. The use of data plays a critical...
  • February 4, 2021
    To Whom It May Concern, The undersigned trade associations appreciate the opportunity to comment on the Office of the Comptroller of the Currency (OCC’s) Notice of Proposed Rulemaking on Community Reinvestment Act Evaluation Benchmarks (NPR). This rulemaking would establish a framework for setting the performance metrics for purposes of the agency’s June 2020 CRA Rule. In conjunction with the NPR...
  • February 2, 2021
    Dear Chairwoman Murray and Ranking Member Burr: On behalf of the Education Funding Committee of the Consumer Bankers Association (CBA) congratulations to you both on your new roles leading the Senate HELP Committee! This is a well-deserved recognition of your years of service to our nation and we look forward to our continuing work together. We are writing today to share the views of the CBA...
  • January 25, 2021
    Dear Chairman Brown and Ranking Member Toomey: Congratulations on your new positions as Chairman and Ranking Member of the Senate Banking, Housing, and Urban Affairs Committee for the 117th Congress. The Consumer Bankers Association (CBA) looks forward to working with you and the members of the Banking Committee on issues that affect consumers and our members during these unprecedented times. CBA...
  • January 25, 2021
    Dear Chairwoman Waters and Ranking Member McHenry: Congratulations on beginning another term as Chairwoman and Ranking Member of the House Financial Services Committee for the 117th Congress. The Consumer Bankers Association (CBA) looks forward to working with you and the members of the Financial Services Committee on issues that affect consumers and our members during these unprecedented times...
  • January 11, 2021
    Re: Request to Rescind CRA Benchmarking Data Collection The undersigned trade associations appreciate the Office of the Comptroller of the Currency’s (OCC) leadership in modernizing the regulations that implement the Community Reinvestment Act (CRA). Updating the CRA regulations is a priority for our respective associations—one that has become even more important as the COVID-19 pandemic has...
  • January 4, 2021
    Dear Acting Comptroller Brooks, On behalf of the Consumer Bankers Association (“CBA”), I write in response to the Office of the Comptroller of the Currency’s (“OCC”) Notice of Proposed Rulemaking (“Proposal”) to ensure that national banks and Federal savings association offer and provide fair access to financial services. CBA believes the OCC should reconsider the Proposal and pursue a more...
  • December 22, 2020
    To Whom It May Concern: The Consumer Bankers Association (CBA) is pleased to submit these comments to the Bureau of Consumer Financial Protection, Office of the Comptroller of the Currency, Board of Governors of the Federal Reserve System, Federal Deposit Insurance Corporation, and National Credit Union Administration (together, the “Agencies”) in response to the Notice of Proposed Rulemaking (...
  • December 15, 2020
    Dear Director Kraninger: The Consumer Bankers Association (CBA) greatly appreciates the opportunity to comment on the Consumer Financial Protection Bureau’s (“CFPB” or “Bureau”) Small Business Regulatory Enforcement Fairness Act (“SBREFA”) outline concerning the small business lending market and the pending rulemaking pursuant to Section 1071 of the Dodd-Frank Wall Street Reform and Consumer...
  • December 1, 2020
    To Whom It May Concern: The Consumer Bankers Association (“CBA” or “the Association”) appreciates the opportunity to offer comments in response to the Consumer Financial Protection Bureau’s (“CFPB” or “the Bureau” or “the agency”) Request for Information on the Equal Credit Opportunity Act and Regulation B (“the RFI”). We commend the Bureau for soliciting feedback on the Equal Credit Opportunity...

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