Comment Letters

  • January 25, 2021
    Dear Chairwoman Waters and Ranking Member McHenry: Congratulations on beginning another term as Chairwoman and Ranking Member of the House Financial Services Committee for the 117th Congress. The Consumer Bankers Association (CBA) looks forward to working with you and the members of the Financial Services Committee on issues that affect consumers and our members during these unprecedented times...
  • January 25, 2021
    Dear Chairman Brown and Ranking Member Toomey: Congratulations on your new positions as Chairman and Ranking Member of the Senate Banking, Housing, and Urban Affairs Committee for the 117th Congress. The Consumer Bankers Association (CBA) looks forward to working with you and the members of the Banking Committee on issues that affect consumers and our members during these unprecedented times. CBA...
  • January 11, 2021
    Re: Request to Rescind CRA Benchmarking Data Collection The undersigned trade associations appreciate the Office of the Comptroller of the Currency’s (OCC) leadership in modernizing the regulations that implement the Community Reinvestment Act (CRA). Updating the CRA regulations is a priority for our respective associations—one that has become even more important as the COVID-19 pandemic has...
  • January 4, 2021
    Dear Acting Comptroller Brooks, On behalf of the Consumer Bankers Association (“CBA”), I write in response to the Office of the Comptroller of the Currency’s (“OCC”) Notice of Proposed Rulemaking (“Proposal”) to ensure that national banks and Federal savings association offer and provide fair access to financial services. CBA believes the OCC should reconsider the Proposal and pursue a more...
  • December 22, 2020
    To Whom It May Concern: The Consumer Bankers Association (CBA) is pleased to submit these comments to the Bureau of Consumer Financial Protection, Office of the Comptroller of the Currency, Board of Governors of the Federal Reserve System, Federal Deposit Insurance Corporation, and National Credit Union Administration (together, the “Agencies”) in response to the Notice of Proposed Rulemaking (...
  • December 15, 2020
    Dear Director Kraninger: The Consumer Bankers Association (CBA) greatly appreciates the opportunity to comment on the Consumer Financial Protection Bureau’s (“CFPB” or “Bureau”) Small Business Regulatory Enforcement Fairness Act (“SBREFA”) outline concerning the small business lending market and the pending rulemaking pursuant to Section 1071 of the Dodd-Frank Wall Street Reform and Consumer...
  • December 1, 2020
    To Whom It May Concern: The Consumer Bankers Association (“CBA” or “the Association”) appreciates the opportunity to offer comments in response to the Consumer Financial Protection Bureau’s (“CFPB” or “the Bureau” or “the agency”) Request for Information on the Equal Credit Opportunity Act and Regulation B (“the RFI”). We commend the Bureau for soliciting feedback on the Equal Credit Opportunity...
  • November 16, 2020
    To Whom It May Concern: The Bank Policy Institute (“BPI”), the American Bankers Association (“ABA”), the Bankers Association for Finance and Trade (“BAFT”), the Center for Capital Markets Competitiveness (“CCMC”), the Consumer Bankers Association (“CBA”),the Independent Community Bankers of America (“ICBA”), the Institute of International Bankers (“IIB”) and the Securities Industry and Financial...
  • October 26, 2020
    Mr. Smith: The Consumer Bankers Association (CBA) appreciates this opportunity to comment on the Federal Communications Commission’s (Commission) Proposed Rule implementing certain exemptions under the Telephone Robocall Abuse Criminal Enforcement and Deterrence Act (TRACED Act). CBA worked with Congress in the drafting of much of the TRACED Act and appreciates this opportunity to further comment...
  • October 20, 2020
    Dear Mr. Feldman: The Consumer Bankers Association (“CBA”) appreciates the opportunity to respond to the Federal Deposit Insurance Corporation’s (“the FDIC” or “the Agency”) notice and request for comment (“the Proposal”) regarding revisions to the agency’s Guidelines for Appeals of Material Supervisory Determinations (“Guidelines”). We applaud the FDIC’s efforts to enhance the independence of...

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