Comment Letters

  • July 23, 2021
    Dear Chairman Brown and Ranking Member Toomey: The undersigned trade associations, representing depository institutions that serve millions of American consumers, are pleased to share our views on pending legislative measures that propose to limit the fees and interest charged on consumer loans, such as bills that would impose a national “fee and interest rate” cap of 36%. Small dollar loans,...
  • July 16, 2021
    Dear Mr. Sheesley, The Bank Policy Institute and the Consumers Bankers Association (together, the "Associations") appreciate the opportunity to comment on the request for information issued by the Federal Deposit Insurance Corporation seeking input regarding insured depository institutions' current and potential activities related to digital assets. Banks have traditionally been at the forefront...
  • July 15, 2021
    The Consumer Bankers Association (“CBA”) appreciates the opportunity to comment on the Consumer Financial Protection Bureau’s (“Bureau” or “CFPB”) Advanced Notice of Proposed Rulemaking (ANPR) concerning Section 1033 of the Dodd-Frank Wall Street Reform and Consumer Protection Act (“Section 1033”). In 2017, the Bureau released “Consumer Protection Principles: Consumer-Authorized Financial Data...
  • July 12, 2021
    Ann Misback Secretary Board of Governors of the Federal Reserve 20th Street and Constitution Ave Washington, DC 20551 Re: Proposed Guidelines for Evaluating Account and Services Requests (Docket No. OP-1747), 86 FR 25865 (May 11, 2021) Dear Ms. Misback: The undersigned group of trade associations representing financial institutions of all charter types and sizes appreciates the opportunity to...
  • July 1, 2021
    Ladies and Gentleman: The Consumer Bankers Association (“CBA”) appreciates the opportunity to respond and comment on the Request for Information (“RFI”) issued by the Board of Governors of the Federal Reserve System, Bureau of Consumer Financial Protection, Federal Deposit Insurance Corporation, National Credit Union Administration and the Office of the Comptroller of the Currency (collectively “...
  • June 28, 2021
    D ear C h air W a t e rs and Ra n ki n g M e m b er M c H enr y : On b eha l f o f t h e C o n s u m er Bankers Ass o ciat i o n ( CB A ), I am w riti n g to sh a re o u r v i e w s b e f o r e the heari n g entitled “ A Bi a s ed, B r o k en Syst e m : Ex a m i n i n g P r o p o s a ls to O v erh au l Cred i t Re p o r ti n g t o A ch i e v e Eq u i t y .” C B A is the v o i c e o f t h e r e...
  • June 28, 2021
    Dear Chairs DeLauro and Quigley and Ranking Members Granger and Womack: On behalf of the Consumer Bankers Association (CBA), I write in opposition to the “Postal Non-Banking Financial Services Modernization Pilot Program” included in the fiscal year 2022 Appropriations Act for Financial Services and General Government. CBA is the voice of the retail banking industry whose products and services...
  • June 23, 2021
    Dear Chairman Scott and Dr. Foxx, On behalf of the Consumer Bankers Association (CBA), I am writing to share our views about education loans and higher education policy in advance of Secretary Cardona’s testimony before your Committee on Thursday, June 24. CBA is the voice of the retail banking industry whose members operate in all 50 states, serve more than 150 million Americans, and...
  • June 11, 2021
    To Whom It May Concern: The Consumer Bankers Association (“CBA”) appreciates the opportunity to offer comments in response to the Office of the Comptroller of the Currency (“OCC”), Board of Governors of the Federal Reserve System (“Board”), Federal Deposit Insurance Corporation (“FDIC”), National Credit Union Administration (“NCUA”), and Financial Crimes Enforcement Network’s (“FinCEN”) (...
  • June 8, 2021
    Dear Speaker Pelosi and Minority Leader McCarthy: RE: Opposition to House Consideration of Senate Joint Resolution 15 (disapproval of OCC True Lender Rule) The undersigned trade associations, representing banks and financial services providers that serve millions of American consumers, write in opposition to Senate Joint Resolution 15 and urge the House to oppose this measure. The Joint...

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