Comment Letters
November 10, 2014Re: File Error Rate Clarification for the Request for Comment on Proposed Amendments to Regulation C, Implementing the Home Mortgage Disclosure Act, Docket No. CFPB-2014-0019 Dear Ms. Jackson: The Consumer Bankers Association (“CBA”) and American Bankers Association (“ABA”) would like to clarify the “File Error Rate” section of our previously submitted joint trade response (“Joint Letter”) to the...
November 10, 2014Attn: Robert E. Feldman, Executive Secretary Attention: Comments Federal Deposit Insurance Corporation Robert deV. Frierson, Secretary Board of Governors of the Federal Reserve System (Docket No. OP-1497) Legislative and Regulatory Activities Division Office of the Comptroller of the Currency (Docket ID OCC-2014-0021) Re: Community Reinvestment Act; Interagency Questions and Answers Regarding...
October 29, 2014Ms. Monica Jackson Office of the Executive Secretary Consumer Financial Protection Bureau 1700 G Street NW Washington, D.C. 20552 Re: Request for Comment on Proposed Amendments to Regulation C to Implement Amendments to Home Mortgage Disclosure Act, Docket No. CFPB-2014-0019 Dear Ms. Jackson: The Consumer Bankers Association (“CBA”), [1] American Bankers Association (“ABA”), [2] Financial...
October 29, 2014Re: Request for Comment on Proposed Amendments to Regulation C to Implement Amendments to Home Mortgage Disclosure Act, Docket No. CFPB-2014-0019 Dear Ms. Jackson: The Consumer Bankers Association (“CBA”), American Bankers Association (“ABA”), Financial Services Roundtable (“FSR”), Housing Policy Council (“HPC”), and Mortgage Bankers Association (“MBA”), Consumer Mortgage Coalition (together “the...
October 6, 2014Dear Leader Reid and Leader McConnell, The undersigned trade associations, representing job creators across the country of all shapes and sizes, write to urge the Senate to consider and pass H.R. 5461, a bipartisan package of corrections to the Dodd-Frank Wall Street Reform and Consumer Protection Act that strengthen the underlying Act and provide critical clarifications to better oversee our...
September 22, 2014Re: Proposal to Disclose Consumer Complaint Narratives Docket No. CFPB–2014–0016 Dear Ms. Jackson: The Consumer Bankers Association (“CBA”)1 appreciates the opportunity to comment on the Consumer Financial Protection Bureau’s (“CFPB” or “Bureau”) notice of proposed policy statement concerning disclosure of consumer complaint narratives through the Bureau’s complaint portal (“Proposal”). While CBA...
September 19, 2014Before the FEDERAL COMMUNICATIONS COMMISSION PETITION FOR DECLARATORY RULING OF THE CONSUMER BANKERS ASSOCIATION EXECUTIVE SUMMARY The Consumer Bankers Association (“CBA”) respectfully asks the Federal Communications Commission (“FCC” or “Commission”) to declare that “called party,” for purposes of the Telephone Consumer Protection Act’s (“TCPA”) restrictions on certain automated calls, including...
September 10, 2014Re: Mobile Financial Services Request for Information – Docket No. CFPB-2014-0012 Dear Ms. Jackson: The Consumer Bankers Association (“CBA”) appreciates the opportunity to comment on the notice issued by the Consumer Financial Protection Bureau (“CFPB” or “Bureau”) asking for input on how mobile banking is helping consumers utilize products, manage finances, and achieve financial goals. CBA...
September 8, 2014An Open letter to the U.S. Congress from the Consumer Credit Industry: Motor Vehicle Finance Creates Opportunity and Drives Economic Growth Over the past few weeks, some in the media have raised alarms comparing motor vehicle finance with the residential mortgage bubble nearly seven years ago. The comparison was quickly and persuasively discredited by the more sophisticated financial press1 and...
Joint Trades Letter to Capitol Hill re: Data Breaches (November 12, 2014)