Comment Letters

  • February 28, 2014
    Re: Advance Notice of Proposed Rulemaking on Debt Collection Practices; Docket No. CFPB-2013-0033, RIN 3170-AA41 Dear Ms. Jackson: The American Bankers Association, the Consumer Bankers Association, and the Financial Services Roundtable (collectively, the Associations) appreciate the opportunity to comment on the Consumer Financial Protection Bureau’s (Bureau) advance notice of proposed...
  • February 26, 2014
    Dear Chairman Camp: The undersigned organizations and institutions represent the economic and commercial interests of hundreds of thousands of businesses, small and large, from all sectors of the economy, employing tens of millions of American workers. We strongly support your goal to achieve comprehensive tax reform and thank you for your efforts to date. However, in keeping with our support for...
  • February 7, 2014
    Re: Request for Information Regarding the Mortgage Loan Closing Process – Docket No. CFPB – 2013- 0036 Dear Ms. Jackson: The Consumer Bankers Association (CBA) appreciates the opportunity to comment on the Consumer Financial Protection Bureau’s (CFPB’s) request for information on the mortgage loan closing process. Specifically, the CFPB is requesting information on key consumer “pain points”...
  • February 6, 2014
    Re: Proposed Interagency Policy Statement Establishing Joint Standards for Assessing the Diversity Policies and Practices of Entities Regulated by the Agencies and Request for Comment Dear OMWI Directors: The Financial Services Roundtable (“FSR”), the Consumer Bankers Association (“CBA”), the American Bankers Association (“ABA”) and the Independent Community Bankers of America4 (“ICBA”) (...
  • February 3, 2014
    Re: Hearing Titled “Privacy in the Digital Age: Preventing Data Breaches and Combating Cybercrime” Dear Chairman Leahy and Senator Grassley: The undersigned organizations representing the financial services industry are writing to commend you for holding this hearing on the recent breaches of sensitive consumer financial and personal information at several major retailers across the country. The...
  • February 3, 2014
    Re: Hearing Titled “Safeguarding Consumers’ Financial Data” Dear Chairman Warner and Senator Kirk: The undersigned organizations representing the financial services industry are writing to commend you for holding this hearing on the recent breaches of sensitive consumer financial and personal information at several major retailers across the country. The financial services industry stands ready...
  • January 28, 2014
    Dear Chairman Carper and Ranking Member Coburn: The undersigned representatives of the financial services industry write to commend you on your efforts to advance bi-partisan postal reform. The financial services industry is one of the largest customer segments of the Postal Service. The statements, bills, and promotional materials sent by financial institutions account for a significant amount...
  • January 28, 2014
    Dear Leaders Reid and McConnell: The undersigned organizations, representing the financial services industry, share the public policy goal of ensuring homeowners have adequate coverage in place to protect against and recover from flood damage, and submit this letter in support of Senator Hagan’s amendment to the Biggert-Waters Flood Insurance Reform Act of 2012 (BW-12). Senator Hagan’s amendment...
  • January 13, 2014
    Dear Chairman McCaul and Ranking Member Thompson: The undersigned organizations, representing the financial services industry, appreciate your efforts to introduce H.R. 3696, the National Cybersecurity and Critical Infrastructure Protection Act. We welcome your leadership in this crucial fight against cyber threats and your work in forging this commonsense, bipartisan legislation. While Congress...
  • December 20, 2013
    EXECUTIVE SUMMARY The American Bankers Association and the Consumer Bankers Association support the revised exemption proposal of the Cargo Airline Association, which would permit its members to send non-telemarketing package delivery notifications to mobile devices on a free-to-end-user basis without first obtaining the prior express consent of the recipients. Package delivery notifications are...

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