CFPB Committee

The CFPB Committee anticipates and proactively addresses Bureau-related issues and offers rapid and constructive responses. Members engage and maintain dialogue with the CFPB to communicate the impact of regulations on both banks and consumers. The Committee focuses on overarching issues such as enforcement, regulatory coordination and data collection. The Committee also focuses on consumer complaints and operates an active subcommittee dedicated to the topic. Members collaborate with other CBA committees on specific issues within their purview. In addition to addressing issues as they arise, members also will benefit from networking, sharing best practices and understanding industry trends.

Committee Goals

The Committee's goals are to:

  1. Anticipate and respond to CFPB issues rapidly and constructively;
  2. Preserve an ongoing dialogue with CFPB executives and staff;
  3. Collaborate with other CBA Committees on relevant issues;
  4. Oversee and manage the CBA Consumer Complaints Subcommittee to address operational, analytical and technical issues; and
  5. Maintain CBA as the premier trade association for retail issues under the purview of the CFPB.

Members

Jennifer Ruggiero

Chair

Head of Responsible Banking

Charlotte, NC

Aaron Rykowski

Vice Chair

Executive Vice President, Chief Compliance Officer

Wheeling, WV

Manuel Alvarado
Senior Vice President, Compliance & Risk Management
U.S. Bancorp

Alison Anderson
SVP, Head of Banking Compliance Corporate Compliance
City National Bank

Anthony Antonopoulos
SVP, Director of Consumer Compliance
Rockland Trust Company

Charles Beard
Head of Business Risk Consumer Bank
KeyBank

Jeffrey Bloch
Vice President, Deputy Director, Regulatory Affairs
U.S. Bancorp

Conchata Brown
Director of BSA/AML/OFAC Compliance
First Horizon National Corporation

Brian Cahoon
Director, Compliance Risk Management
BMO

Brian Carmody
EVP, Deputy General Counsel
Citizens Financial Group

Mandy Carpenter
Senior Vice President, Consumer Compliance Officer
Woodforest National Bank

Jennifer Cooper
VP, Senior Director Consumer and Business Practices Compliance
Fifth Third Bancorp

Meghan Davis
Compliance Partner Team Lead - Banking
Flagstar Bank

Robin Faircloth
SVP Compliance Officer
Liberty Bank

Cristina Felix
Compliance Program Director
Valley National Bank

Bryan Filipowicz
SVP, Fair Lending Compliance Officer | Compliance and Operational Risk Management
Associated Bank

Ashlee Flores
EVP, Chief Compliance Officer
Berkshire Bank

Nathan Graham
VP, Regulatory Program Management
Discover Financial Services

Todd Harris
Compliance Specialist IV
First Financial Bank

Jennifer Harris
Senior Vice President
Webster Bank, N.A.

Gabriela Holloway
Senior Vice President
International Bank of Commerce

Renee Huffaker
Chief Compliance Officer
Arvest Bank

Sue Jenkins
Compliance Analyst III
Atlantic Union Bank

Ebony Johnson
SVP and Associate General Counsel
Truist Financial Services

Kisha Jones
Assistant General Counsel-Consumer Banking
Bank of America

Karl Kaufmann
Senior Vice President, Chief Banking and Regulatory Counsel
Synchrony Financial

Donna Keatley
Executive Director, Marketing Compliance Officer
Jenius Bank

Shannon Kinross
Senior Director-Advisory, Compliance
Huntington Bancshares Incorporated

John Krenitsky
Head of US Banking Compliance
TD Bank

Leslie Kurtz
SVP/Chief Compliant Officer
Northwest Bank

Bart Leahey
Chief Compliance Officer
Frost Bank

Jess McClellan
Vice President & Chief Compliance Officer
Ameriprise Bank, FSB

Linda Metzmaier
Deputy Chief Risk & Chief Compliance Officer
First Commonwealth Bank

Kelly O'Brien
Administrative Vice President, Director of Compliance Risk Management Governance
M&T Bank Corporation

Stacie Palmer
Senior Vice President, Director of Consumer Compliance
S&T Bank

Laura Pfeiffer
FVP, Compliance Deputy Director
MidFirst Bank

Ann Revaitis
VP – CFPB Compliance
Columbia Bank

Emilio Revilla
Managing Vice President C hief Counsel, Regulatory Advisory
Capital One Financial Corporation

Michael Reynolds
SVP, Operations Compliance Manager
Zions Bancorp

Donald Robinson
Enterprise Compliance and Regulatory Affairs
Ally Bank

Karen Ruckle
Chief Compliance Officer
Bank OZK

Michele Scarbrough
Director, Global Regulatory Strategy & Policy, CAO
Citigroup Inc.

Kelly Schlitz
Senior Vice President, Chief Compliance Officer
Banner Bank

Tawnya Schoolitz
Chief Compliance Officer
First Interstate BancSystem

George Seeberger
General Counsel
1st Financial Bank

Kristie Shields
Executive Vice President, Chief Compliance Counsel
Mechanics Bank

Nichole Shimamoto
Chief Compliance Officer
Bank of Hawaii

Quyen Truong
Managing Director, Head of Consumer & Digital Banking Policy
The Goldman Sachs Group

Julie Vanderslice
SVP & Chief Compliance Officer
United Bank

Kim Wallace
Executive Director
USAA Federal Savings Bank