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LIVE - About
CBA
Home Equity Lending Committee

CBA's Home Equity Committee promotes education and exchange of information about home equity lending. The Committee is dedicated to providing members with an appropriate forum to learn from industry leaders, discuss regulatory changes and additional issues that affect home equity lending, share best practices, and network with other professionals in the business. The Home Equity Committee is also a resource to media and policymakers about the state of the industry and the Committee’s position on key issues.
The Committee's goals are to:
- Promote knowledge sharing and engagement within member banks by utilizing sub-committees to facilitate discussions of various functional units including Underwriting/Fulfillment, Product, and Risk. Have sub-committee chairs participate in Home Equity Committee meetings.
- Develop informative, compelling and actionable programming for the CBALIVE Home Equity forum. Actively promote home equity attendance and engage industry stakeholders.
- Maintain industry survey data representing member banks’ home equity portfolios to benchmark production by key categories such as geography, product, channel, and credit characteristics. Continue to expand portfolio metrics like utilization, delinquency, vintage analysis, and risk distribution. Review statistics, trends and other data on a regular basis.
- Serve as the voice of the home equity market and engage in outreach with the media, policymakers, consumers, and other stakeholders. Be an advocate for the home equity lending industry.
Questions?
For more information about the mission and goals of CBA's Home Equity Lending Committee or its subcommittees, contact Joanna Beaver or call (202) 552-6361. For information about participating on the Committee or Subcommittee, contact Kevin O'Connor or call (202) 552-6376.
Home Equity Lending Committee Members
Thomas Parrish
Chair
Head of Retail Lending Product Management
BMO Harris Bank
Naperville, IL
Domenick Forte
Vice Chair
Executive Vice President
Citizens Financial Group
Warwick, RI
Beth Adams
Vice President, Operations Manager
Comerica Incorporated
Auburn Hills, MI
Anna Marie Andrews
Administrative Vice President, Consumer Lending, Product Manager
M&T Bank Corporation
Buffalo, NY
Eric Aved
SVP, Home Equity
Bank of America Corporation
Calabasas, CA
Catherine Bishop
Vice President-Portfolio Product Management
Wells Fargo and Company, Inc.
Beaverton, OR
Mark Bosma
SVP, Residential Lending Business Development Manager
TIAA Bank
Jacksonville, FL
Matt Cammarota
Senior Vice President, Director of Consumer Lending
Webster Bank
Southington, CT
Armando Carvalho
Senior Vice President and Director of Residential Lending, Home Equity and Consumer Lending
Rockland Trust Company
Rockland, MA
William Chudy
Senior Group Manager, Real Estate and Home Equity
KeyBank
Cleveland, OH
Steven Coleman
Vice President, Consumer & Small Business Lending Products
Hancock Whitney Bank
Gulfport, MS
Elton Costa
Director, Consumer Lending Products
Santander Bank, N.A.
Boston, MA
Rebecca Crain
Real Estate Lending and Secondary Marketing
Regions Financial Corporation
Birmingham, AL
Perry Darling
Sr. Director - Product Management | Lending
Ameriprise Bank, FSB
Phoenix, AR
Nancy Elkus
Vice President, Senior Consumer Lending Product Manager
Fifth Third Bancorp
Cincinnati, OH
Kate Finley
Director, Consumer Lending Products
Synovus Financial Corporation
Columbus, GA
Michael Fisher
SVP & COO, Residential Lending Division
Bank of the West
San Francisco, CA
David Garcia-Hernandez
Senior Vice President, Home Equity & International Mortgage Products
BBVA USA
Houston, TX
Jonathan Giles
Senior Vice President Home Equity Lending
TD Bank
Charlotte, NC
Joe Gillis
Vice President, Consumer Lending
First Financial Bancorp
Cincinnati, OH
Eric Graham
Director, U.S. Retail Banking and Mortgage
O'Fallon, MO
Vikram Gupta
Executive Vice President, Head of Home Equity
PNC Financial Services Group, Inc.
New York, NY
Adam Hoover
Senior Vice President, Retail Banking Director of Strategy
BB&T Corporation
Winston-Salem, NC
Gregory Jaeger
SVP Retail Credit Risk Officer
TCF Financial Corporation
Plymouth, MN
Edward Kim
Executive Vice President & Manager of Direct Lending
Bank of Hawaii
Honolulu, HI
Edward Krall
Vice President, Consumer Underwriting Manager
First Commonwealth Bank
Indiana, PA
Ted Krus
Director of Consumer Finance
Flagstar Bank
Troy, MI
Joseph Kyalo
Executive Director
JPMorgan Chase
Jersey City, NJ
Christopher Laroche
Senior Vice President, Director of Consumer Lending
Atlantic Union Bank
Richmond, VA
Deven Lightner
Director, Home Loans Products and Strategy Manager
MUFG Union Bank, N.A.
San Francisco, CA
Joseph Mainello
Senior Vice President, Consumer Lending Manager
United Bank
Vienna, VA
Troy Martin
SVP
International Bank of Commerce
Laredo, TX
Regina Palmertree
Independent Bank
Memphis, TN
PK Parekh
Senior Vice President, Discover Home Equity Loans
Discover Financial Services, Inc.
Riverwoods, IL
Craig Peak
Executive Vice President, Director of Consumer Credit Product
IBERIABANK
Baton Rouge, LA
Russell Randolph
Senior Vice President, Head of Consumer Direct Lending Solutions
SunTrust Banks, Inc.
Atlanta, GA
Jeffrey Rice
Vice President - Consumer Lending Product Manager
WesBanco Bank, Inc.
Columbus, OH
Michael Shepard
Senior Vice President, Consumer Lending Products
U.S. Bancorp
Minneapolis, MN
James Sias
Vice President, Mortgage Group Manager
Huntington Bancshares Incorporated
Columbus, OH
Becky Soetaert
Vice President, Product Manager Direct Lending
Commerce Bancshares, Inc.
Kansas City, MO
Heather Tetleton
Consumer Credit Risk Director
First Horizon National Corporation
Memphis, TN
Arun Tripathi
Senior Vice President, Head of Mortgage Products & Pricing
HSBC USA Incorporated
New York, NY
Ray Webb
Senior Vice President, Regional Sales Executive
Old National Bancorp
Evansville, IN
Sujata Yadav
Senior Vice President, Consumer Lending
Eastern Bank
Lynn, MA