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Home Equity Lending Committee

CBA's Home Equity Committee promotes education and exchange of information about home equity lending. The Committee is dedicated to providing members with an appropriate forum to learn from industry leaders, discuss regulatory changes and additional issues that affect home equity lending, share best practices, and network with other professionals in the business. The Home Equity Committee is also a resource to media and policymakers about the state of the industry and the Committee’s position on key issues.
The Committee's goals are to:
- Promote knowledge sharing and engagement within member banks by utilizing sub-committees to facilitate discussions of various functional units including Underwriting/Fulfillment, Product, and Risk. Have sub-committee chairs participate in Home Equity Committee meetings.
- Develop informative, compelling and actionable programming for the CBALIVE Home Equity forum. Actively promote home equity attendance and engage industry stakeholders.
- Maintain industry survey data representing member banks’ home equity portfolios to benchmark production by key categories such as geography, product, channel, and credit characteristics. Continue to expand portfolio metrics like utilization, delinquency, vintage analysis, and risk distribution. Review statistics, trends and other data on a regular basis.
- Serve as the voice of the home equity market and engage in outreach with the media, policymakers, consumers, and other stakeholders. Be an advocate for the home equity lending industry.
Questions?
For more information about the mission and goals of CBA's Home Equity Lending Committee or its subcommittees, contact Joanna Beaver or call (202) 552-6361. For information about participating on the Committee or Subcommittee, contact Kevin O'Connor or call (202) 552-6376.
Home Equity Lending Committee Members
Matt Cammarota
Chair
Senior Vice President, Director of Consumer Lending
Webster Bank, N.A.
Southington, CT
PK Parekh
Vice Chair
Senior Vice President, Discover Home Equity Loans
Discover Financial Services, Inc.
Riverwoods, IL
Beth Adams
Consumer Loan Originations Manager
Comerica Incorporated
Auburn Hills, MI
Anna Marie Andrews
Administrative Vice President, Consumer Lending, Product Manager
M&T Bank Corporation
Rochester, NY
Mark Bosma
SVP, Residential Lending Business Development Manager
TIAA Bank
Jacksonville, FL
Adam Boyd
Senior Vice President, Head of Home Equity Lending
Citizens Financial Group
Middletown, DE
James Brown
Vice President
Mechanics Bank
Walnut Creek, CA
Armando Carvalho
Senior Vice President/ Director of Consumer Lending
Rockland Trust Company
Middleboro, MA
Rebecca Crain
Real Estate Lending and Secondary Marketing
Regions Financial Corporation
Birmingham, AL
Perry Darling
Sr. Director Product Management
Ameriprise Bank, FBS
Scottsdale, AZ
Jenni Davis
AVP - Retail Associate Product Manager
WesBanco Bank, Inc.
Columbus, OH
Nancy Elkus
Vice President, Senior Consumer Lending Product Manager
Fifth Third Bancorp
Cincinnati, OH
Kate Finley
Director, Consumer Lending Products
Synovus Financial Corporation
Columbus, GA
Michael Fisher
SVP & COO, Residential Lending Division
Bank of the West
Coppell, TX
David Garcia Hernandez
Director, Home Equity Originatoons
BBVA USA
Birmingham, AL
Jonathan Giles
Senior Vice President, Head of Home Equity Lending
TD Bank
Charlotte, NC
Joe Gillis
Consumer Lending Director
First Financial Bank
Cincinnati, OH
Eric Graham
Director, U.S. Retail Banking and Mortgage
Citigroup Inc.
O'Fallon, MO
Vikram Gupta
Executive Vice President, Head of Home Equity
PNC Financial Services Group, Inc.
New York, NY
Edward Kim
Executive Vice President & Manager of Direct Lending
Bank of Hawaii
Honolulu, HI
Edward Krall
Senior Vice President, Consumer Lending
First Commonwealth Bank
Greensburg, PA
Ted Krus
SVP, Director of Consumer Finance
Flagstar Bank
Troy, MI
Christopher Laroche
Seniot Vice President
Atlantic Union Bank
Richmond, VA
Gail Lattimore
Home Lending Product Manager
KeyBank
Amherst, NY
Jeff LeBlanc
AVP, Product & Pricing Manager
Hancock Whitney Bank
New Orleans,
Cheng Lee
Senior Vice President, Direct-to-Consumer Secured Lending
Truist Financial Services
Atlanta, GA
Joseph Mainello
Senior Vice President, Consumer Lending Manager
United Bank
Winchester, VA
Troy Martin
Executive Vice President
International Bank of Commerce
Austin, TX
Michelle McLellan
Senior Vice President, Product Executive, Home Loan Products
Bank of America
Charlotte, NC
Regina Palmertree
AVP | Mortgage Compliance Officer
Independent Bank
Memphis, TN
Thomas Parrish
Head of Retail Lending Product Management
BMO Harris Bank
Naperville, IL
Carl Rindfleisch
Director, Home Equity Line of Credit, Residential Products
MUFG Union Bank, N.A.
San Diego, CA
Kristin Rombaugh
SVP Director of Mortgage & Consumer Operations
S&T Bank
Indiana, PA
George Schaefer
President Residential Investment Property and CRA
Bank OZK
Little Rock, AR
Michael Shepard
Senior Vice President, Consumer Lending Products
U.S. Bancorp
Minneapolis, MN
James Sias
Home Lending National Sales Manager
Huntington Bancshares Incorporated
Columbus, OH
Becky Soetaert
Product Manager
Commerce Bancshares, Inc.
Kansas City, MO
Camilla Stensen
EVP, Director Relationship Lending
TCF Financial Corporation
Plymouth, MN
Courtney Taylor
Senior Vice President, Lending Products Manager
First Horizon National Corporation
Memphis, TN
Arun Tripathi
Senior Vice President, Head of Mortgage Products & Pricing
HSBC USA Incorporated
New York, NY
Sujata Yadav
SVP, Consumer Lending
Eastern Bank
Lynn, MA