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CBA
Home Equity Lending Committee

CBA's Home Equity Committee promotes education and exchange of information about home equity lending. The Committee is dedicated to providing members with an appropriate forum to learn from industry leaders, discuss regulatory changes and additional issues that affect home equity lending, share best practices, and network with other professionals in the business. The Home Equity Committee is also a resource to media and policymakers about the state of the industry and the Committee’s position on key issues.
The Committee's goals are to:
- Promote knowledge sharing and engagement within member banks by utilizing sub-committees to facilitate discussions of various functional units including Underwriting/Fulfillment, Product, and Risk. Have sub-committee chairs participate in Home Equity Committee meetings.
- Develop informative, compelling and actionable programming for the CBALIVE Home Equity forum. Actively promote home equity attendance and engage industry stakeholders.
- Maintain industry survey data representing member banks’ home equity portfolios to benchmark production by key categories such as geography, product, channel, and credit characteristics. Continue to expand portfolio metrics like utilization, delinquency, vintage analysis, and risk distribution. Review statistics, trends and other data on a regular basis.
- Serve as the voice of the home equity market and engage in outreach with the media, policymakers, consumers, and other stakeholders. Be an advocate for the home equity lending industry.
Questions?
For more information about the mission and goals of CBA's Home Equity Lending Committee or its subcommittees, contact Joanna Beaver or call (202) 552-6361. For information about participating on the Committee or Subcommittee, contact Kevin O'Connor or call (202) 552-6376.
Home Equity Lending Committee Members
PK Parekh
Chair
Senior Vice President, President of Discover Home Loans
Discover Financial Services
Riverwoods, IL
Mike Shepard
Vice Chair
Senior Vice President, Direct Consumer Lending
U.S. Bancorp
Minneapolis, MN
Beth Adams
Consumer Loan Originations Manager
Comerica
Auburn Hills, MI
Joel Alindogan
Senior Vice President-Consumer Lending Product Management
Zions Bancorp
Salt Lake City, UT
Phil Ammons
Vice President
United Bank
Myrtle Beach, SC
Nathan Anderson
Vice President, Retail Product Strategy
BMO Harris Bank
Naperville, IL
Sean Andrews
SVP - Consumer Lending Product Manager
Bank OZK
Little Rock, AR
Adam Boyd
Senior Vice President, Head of Home Equity Lending
Citizens Financial Group
Middletown, DE
Armando Carvalho
Senior Vice President/ Director of Consumer Lending
Rockland Trust Company
Middleboro, MA
Shawn Cassidy
1st SVP / National Sales Manager / Home Lending
Valley National Bank
Wayne, NJ
Justin Corio
Sr Mgr, Home Lending Product
KeyBank
Buffalo, NY
Perry Darling
Sr. Director Product Management
Ameriprise Bank, FBS
Scottsdale, AZ
Dave Donaldson
Director of Consumer and Small Business Lending
WesBanco Bank, Inc.
Mason, OH
Chris Elmore
AVP, Senior Product Manager
MidFirst Bank
Oklahoma City, OK
Kate Finley
Director, Consumer Lending Products
Synovus Financial Corporation
Columbus, GA
Michael Fisher
COO, Mortgage Division
Bank of the West
San Francisco, CA
Eric Graham
Director, U.S. Retail Banking and Mortgage - Home Lending Product Head
Citigroup Inc.
O'Fallon, MO
Vikram Gupta
Executive Vice President, Head of Home Equity
PNC Financial Group, Inc.
New York, NY
Cassie Harris
Core Banking Product Manager
First National Bank of Omaha
,
Tony Kallingal
Executive Vice President
Mechanics Bank
Walnut Creek, CA
Edward Kim
Executive Vice President & Manager of Direct Lending
Bank of Hawaii
Honolulu, HI
Ted Krus
SVP, Director of Consumer Finance
Flagstar Bank
Troy, MI
Jeff LeBlanc
AVP, Product & Pricing Manager
Hancock Whitney Bank
New Orleans,
Michele Lennon
SVP, Secured Lending Solutions Group Leader
TD Bank
Portland, ME
Amanda Lopez
VP Consumer Lending Manager
Eastern Bank
Lynn, MA
Troy Martin
Executive Vice President
International Bank of Commerce
Austin, TX
Jonathan Mattingly
Executive Director of Consumer Lending
Arvest Bank
Edmond, OK
Vania Nieves
VP, Consumer Lending Product Manager
First United Bank & Trust
McKinney, TX
Stephanie Ortiz
VP, Consumer Lending Sales Support Mgr.
Liberty Bank
Middletown, CT
Nicole Peace
Director, Consumer Lending Fullfilment
First Financial Bank
Cincinnati, OH
Jay Peoples
Section Manager
First Commonwealth Bank
Indiana, PA
Brett Peters
Senior Vice President, Product Manager III
M&T Bank Corporation
Buffalo, NY
Brian Porter
Senior Vice President, Home Equity Product Executive
Bank of America
Charlotte, NC
Chad Powers
SVP, Head of Home Equity and Systems Integration
Fifth Third Bancorp
Jacksonville, FL
Carl Rindfleisch
Director, Home Equity Line of Credit, Residential Products
U.S. Bancorp
Fallbrook, CA
Kristin Rombaugh
SVP Director of Mortgage & Consumer Operations
S&T Bank
Indiana, PA
Kelly Shanteau
Senior Vice President, Consumer Banking Operations
Frost Bank
San Antonio, TX
Kandy Shirley
SVP - Home Equity Lending
Regions Financial Corporation
Birmingham, AL
Timothy Skinner
Home Equity, Consumer Lending Director
Huntington Bancshares Incorporated
Loveland, OH
John Snider
FVP
Truist Financial Services
Richmond, VA
Becky Soetaert
Product Manager
Commerce Bancshares, Inc.
Kansas City, MO
Don Szamier
Managing Director, Consumer Transaction Support & Underwriting
Webster Bank, N.A.
Southington, CT
Courtney Taylor
Senior Vice President, Lending Products Manager
First Horizon National Corporation
Memphis, TN
Ellen Tulchiner
Executive Vice President, Head of Consumer Lending & Payments
Berkshire Bank
New York, NY
Joel Van Elderen
Mortgage Banking President
Old National Bancorp
Grand Rapids, MI
Dave Wuest
AVP, Consumer Lending Product Manager
Associated Bank
Green Bay, WI