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CBA
Internal Audit Committee

The Internal Audit Committee brings together senior audit leaders at CBA member banks to facilitate discussion on emerging industry risks and professional issues.
The Committee serves as an open forum to discuss unique industry trends, risks and regulatory expectations in order to help ensure member banks maintain strong audit functions. Its members also work with CBA Leadership and other Committees to promote strong governance, effective control consciousness, ethics and integrity.
The Committee's goals include:
- Monitor emerging risks in Consumer Banking and share insights and perspectives with CBA to drive policy; assist with responses to legislative and regulatory issues that have a risk, control or governance impact;
- Engage with industry regulators to understand their evolving expectations and make recommendations to improve their reliance on Internal Audit functions;
- Establish Internal Audit functions as thought leaders in risk, governance and controls, helping raise the overall stature of those functions at CBA member banks as they grow and innovate; and
- Share best practices and challenges facing Consumer Bank Internal Audit Functions in order to enhance the overall effectiveness of Internal Audit at member banks and to help ensure key stakeholder expectations are met.
Questions?
For more information about the mission and goals of CBA's Internal Audit Committee, contact Melanie Duffy or call (202) 552-6373. For information about participating on the Committee or Subcommittee, contact Kevin O'Connor or call (202) 552-6376.
Internal Audit Committee Members
Janine Pappas
Chair
Deputy Chief Auditor
TIAA Bank
Jacksonville, FL
Jeremy Harlow
Vice Chair
Vice President, Internal Audit Professional Practices & Regulatory Relations
American Express
New York, NY
Deb Anderson
Executive Audit Director
Minneapolis, MN
Mike Balbirnie
Chief Audit Executive
Regions Financial Corporation
Birmingham, AL
Meagan Belfinger
Chief Audit Executive
Flagstar Bank
Troy, MI
Robert Bradley
Audit Director
Citizens Financial Group
Providence, RI
Cathy Brown
Assistant Vice President - Bank Audit
Bloomington, IL
Jon Bruner
Executive DIrector, Audit Services
Ally Bank
Detroit, MI
Frank Caruso
Assistant General Auditor
PNC Financial Services Group, Inc.
Port Clinton, OH
Joe Caruso
IBERIABANK
Lafayette, LA
Ninette Caruso
SVP & Chief Audit Executive
Discover Financial Services, Inc.
Riverwoods, IL
Andy Cottle
Audit Director
Synovus Financial Corporation
Columbus, GA
Luis de la Fuente
Internal Audit- USA Chief Audit Executive
Houston, TX
Julie Dennis
Managing Director and Chief Auditor for Consumer and Community Banking and Commercial Banking
JPMorgan Chase
Wilmington, DE
Jason Foley
Senior Internal Audit Director, SVP
Fifth Third Bancorp
Cincinnati, OH
Alan Govern
Director - Internal Audit
M&T Bank Corporation
Buffalo, NY
Borja Guisasola
Santander Bank, N.A.
Boston, MA
David Hayes
Senior Vice President, Audit Director, Banking Products, Corporate Audit Services
U.S. Bancorp
Minneapolis, MN
Nate Herman
EVP, Chief Auditor
Huntington Bancshares Incorporated
Columbus, OH
Steve Hizak
Vice President, Audit Manager, Senior
United Bank
Vienna, WV
Andrew Jackson
TCF Financial Corporation
Wayzata, MN
Martha Keith
SVP, Senior Managing Director, SunTrust Audit Services
SunTrust Banks, Inc.
Atlanta, GA
Amy Korsakoff
Bank of America Corporation
Charlotte, NC
Kristi Lefforge
Chief Audit Executive & Senior Vice President
Bank of Hawaii
Honolulu, HI
James Madias
Director Finance, Treasury and Capital Planning Internal Audit
Synchrony Financial
Stamford, CT
Louise OConnell
Internal Audit Director
Woodforest National Bank
The Woodlands, TX
Pablo Ottado
Global Consumer Banking Chief Auditor for North America
Citigroup Inc.
New York, NY
Michael Pagan
SVP, Internal Audit
TD Bank
Mount Laurel, NJ
Naomi Reiss
Senior Vice President, Director of Internal Audit
Webster Bank
Southington, CT
Kathryn Robson
Senior Vice President and Chief Internal Auditor
Rockland Trust Company
Rockland, MA
Vishnu Sharma
Vice President
USAA Federal Savings Bank
San Antonio, TX
Vernon Stafford
Head of Audit
First Horizon National Corporation
Knoxville, TN
Dan VanSciver
Senior Vice President & Chief Audit Officer
Sallie Mae
Wilmington, DE
Monica Zolton
Deputy General Auditor
KeyBank
Cleveland, OH