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Risk Committee

CBA’s Risk Committee focuses on best practices for risk management at CBA member banks, the identification of legislative and regulatory issues, and implementation of the heightened standards.
The Committee addresses issues and challenges facing retail banks in the management of risk, customer satisfaction, and compliance and building out the first and second lines of defense as top priorities. Members address risk management practices and changes in regulatory expectations, and operational considerations in implementing heightened standards. Comprised of banking leaders in first and second lines of defense, the group shares resources and best practices to help industry peers deploy change and adapt their people, processes and technology in support of the risk management activities.
The Committee's goals are to:
- Establish best practices around building out and managing the first and second lines of defense;
- Recommend effective ways to manage risk and its framework;
- Understand and communicate the risk culture; and
- Educate regulators and members of Congress.
Questions?
For more information about participating on this or other CBA Committees, contact Kevin O'Connor or call (202) 552-6376.
Risk Committee Members
Bill Simpson
Chair
EVP - Head of Consumer Bank Business Risk Services & Compliance
Regions Financial Corporation
Birmingham, AL
Lachelle Thigpen
Vice Chair
EVP | Consumer & Business Banking Segment Risk Officer Sr.
Huntington Bancshares Incorporated
Columbus, OH
Melanie Arthur
Business Risk & Control Leader
USAA Federal Savings Bank
San Antonio, TX
Stephanie Boryla
Senior Director of Enterprise Risk Management
Arvest Bank
Lowell, AR
Natalia Calvo-Senovilla
Consumer and Digital Transformation Head BCO, CDT Business Controls & Risk Management
Santander Bank, N.A.
Birmingham, AL
Krystal Cobb
SVP, Consumer and Small Business Banking Control
Wells Fargo and Company, Inc.
New York , NY
Greg Cohen
Head of Enterprise Risk Management
Sallie Mae
Sterling, VA
Theresa Connolly
SVP, Senior Risk Officer – Consumer Lending
EverBank
Providence, RI
Jim Costa
Executive Vice President, Chief Risk Officer
Banner Bank
Walla Walla, WA
Troy Damboise
EVP, Chief Operational Risk Officer
Liberty Bank
Middletown, CT
Crystal Daniel-Poole
Vice President, Director of Lending Services Operational Risk
Hancock Whitney Bank
Gulfport, MS
Travis Dreibelbis
Senior Vice President, BSA/OFAC Officer
Woodforest National Bank
The Woodlands, TX
Heather Estes
Senior Vice President, Director, Enterprise Risk Management
Old National Bancorp
Evansville, IN
Erin Felix
Senior Vice President | Retail COO: Operational Risk Management
PNC Financial Group, Inc.
Pittsburgh, PA
Rosemary Gaidos
Executive Vice President, Head of Consumer Banking Risk
Citizens Financial Group
Warwick, RI
Leo Gurevich
Senior Vice President, Deputy Chief Risk Officer
Five Star Bank
Warsaw, NY
Timothy Harden
Director Business Controls, Senior Vice President
Fifth Third Bancorp
Cincinnati, OH
James Johnson
SVP, Retail Risk & Operations Director
Comerica
Dallas, TX
Harsha Kapur
EVP - Risk, Controls and Compliance
KeyBank
Cleveland, OH
John Klimowich
Executive Vice President - Chief Risk Officer
Columbia Bank
Fair Lawn, NJ
Dan Lawrence
SVP, Enterprise Risk Management
Crescent Bank & Trust
Carrollton, TX
Arindam Majumdar
Managing Director-Enterprise Risk Analytics
Bank OZK
Little Rock, AR
Adrian Martinez
Chief Risk Officer for US Retail Banking
Citigroup Inc.
New York, NY
Jill McElroy
SVP, Head of Business Risk
Atlantic Union Bank
Glen Allen, VA
Stephen Merritt
Chief Administration Officer - Compliance
Ally Bank
Charlotte, NC
Scott Miller
SVP, Retail & Preferred Consumer Risk Lending, FINCEN, CC & Community Banking Risk Executive
Bank of America
Charlotte, NC
Dawn Mugford
Senior Vice President and Chief Risk Officer
Rockland Trust Company
Middleboro, MA
Jared Natho
Head of Business Controls
SoFi
San Francisco, CA
Christine Oldenburg
Head of Business Risk | Platform Solutions
The Goldman Sachs Group, Inc.
New York, NY
Steve O'Neill
Vice President, Risk Management
Capital One Financial Corporation
McLean, VA
Nicole Perkes
SVP, Director
Zions Bancorp
Salt Lake City, UT
Kwabena Poku
Head of Financial Risk, Operational Risk/ERM and Chief Model Risk Officer, Vice President
Huntington Bancshares Incorporated
Riverwoods, IL
Brad Rago
SVP Compliance Leader
Synchrony Financial
Stamford, CT
John Rainwater
Consumer Policy and Quality Control Manager
First Horizon National Corporation
Memphis, TN
Thom Rooney
BMO
Chicago, IL
Jerilyn Sellheim
Head of Second Line Risk Management
Jenius Bank
Los Angeles, CA
Scott Senter
Executive Vice President
Frost Bank
San Antonio, TX
Sarah Smith
Director of ERM
First United Bank & Trust
Durant, OK
Brittney Stroup
Vice President, Individual Segment Risk
First National Bank of Omaha
Omaha, NE
Julie Tarvin
EVP Enterprise Risk Management
International Bank of Commerce
Laredo, TX
Susan Teixeira
SVP, Risk Management & Policy
Berkshire Bank
Boston, MA
Nicole Wadlinger
Head of Business Management and Governance, Consumer Bank
TD Bank
Portland, ME
Nick Webster
Managing Director, Credit Card and Lending Innovation Risk
JPMorgan Chase
Wilmington, DE
Erik Willert
Vice President | Enterprise Risk Management
Texas Dow Employees Credit Union
Sugar Land, TX
Justin Windschitl
Senior Vice President, Chief Risk Officer – Consumer and Business Banking
U.S. Bancorp
Minneapolis, MN
LaDawn Yesho
Chief Risk Officer
S&T Bank
Indiana, PA