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Spotlight
Risk Committee

CBA’s Risk Committee focuses on best practices for risk management at CBA member banks, the identification of legislative and regulatory issues, and implementation of the heightened standards.
The Committee addresses issues and challenges facing retail banks in the management of risk, customer satisfaction, and compliance and building out the first and second lines of defense as top priorities. Members address risk management practices and changes in regulatory expectations, and operational considerations in implementing heightened standards. Comprised of banking leaders in first and second lines of defense, the group shares resources and best practices to help industry peers deploy change and adapt their people, processes and technology in support of the risk management activities.
The Committee's goals are to:
- Establish best practices around building out and managing the first and second lines of defense;
- Recommend effective ways to manage risk and its framework;
- Understand and communicate the risk culture; and
- Educate regulators and members of Congress.
Questions?
For more information about the mission and goals of CBA's Risk Committee, contact Andre' Cotten or call (202) 552-6360. For information about participating on this or other CBA Committees, contact Kevin O'Connor or call (202) 552-6376.
Risk Committee Members
Bill Simpson
Chair
EVP - Head of Consumer Bank Business Risk Services & Compliance
Regions Financial Corporation
Birmingham, AL
Lachelle Thigpen
Vice Chair
Segment Risk Officer
Huntington Bancshares Incorporated
New Albany, OH
Melanie Arthur
Retail Bank Business Risk and Controls
USAA Federal Savings Bank
San Antonio, TX
David Berninger
Deputy Chief Risk Officer & Director
Valley National Bank
Wayne, NJ
Laheeb Betti
FVP, ERM/Operational Risk Director
Flagstar Bank
Troy, MI
Theresa Connolly
SVP, Senior Risk Officer – Consumer Lending
TIAA Bank
Providence, RI
Jennifer Cook
Director, Risk Strategy & Governance
BMO Harris Bank
Chicago, IL
Jim Costa
Executive Vice President, Chief Risk Officer
Banner Bank
Walla Walla, WA
Erica Cvilikas
Business Execution Senior Manager
Wells Fargo and Company, Inc.
The Woodlands, TX
Troy Damboise
EVP, Chief Operational Risk Officer
Liberty Bank
Middletown, CT
Crystal Daniel-Poole
Vice President, Director of Lending Services Operational Risk
Hancock Whitney Bank
Gulfport, MS
Travis Dreibelbis
Senior Vice President, BSA/OFAC Officer
Woodforest National Bank
The Woodlands, TX
Debbi Fitzsimmons
Compliance Risk Officer
Comerica
Auburn Hills, MI
Philip Gaglia
Chief Risk Officer
First Interstate BancSystem
Billings, MT
Rosemary Gaidos
Executive Vice President, Head of Consumer Banking Risk
Citizens Financial Group
Warwick, RI
Timothy Harden
Director Business Controls, Senior Vice President
Fifth Third Bancorp
Cincinnati, OH
Harsha Kapur
EVP - Risk, Controls and Compliance
KeyBank
Cleveland, OH
Julia Kaufmann
Retail Lending Operational Risk Manager
PNC Financial Services Group, Inc.
Pittsburgh, PA
John Klimowich
Executive Vice President - Chief Risk Officer
Columbia Bank
Fair Lawn, NJ
Arindam Majumdar
Managing Director-Enterprise Risk Analytics
Bank OZK
Little Rock, AR
Jill McElroy
SVP, Head of Business Risk
Atlantic Union Bank
Glen Allen, VA
Mike Meehan
Head of Business Risk
The Goldman Sachs Group, Inc.
Washington, DC
Stephen Merritt
Chief Administration Officer - Compliance
Ally Bank
Charlotte, NC
Scott Miller
Senior Vice President; Process Design Executive
Bank of America
Charlotte, NC
Ryan Morrison
Executive Director, Business Risk and Controls; Commercial, Consumer, and Business Banking
Santander Bank, N.A.
,
Ernest Piccioli
Executive Vice President, Chief Risk Officer
Truist Financial Services
Winston-Salem, NC
Kwabena Poku
Head of Financial Risk, Operational Risk/ERM and Chief Model Risk Officer, Vice President
Discover Financial Services
Riverwoods, IL
Brad Rago
SVP Compliance Leader
Synchrony Financial
Stamford, CT
John Rainwater
Consumer Policy and Quality Control Manager
First Horizon National Corporation
Memphis, TN
Sherry Schneider
Enterprise Risk Director-Community Bank
Old National Bancorp
Evansville, IN
Steve Schulz
Senior Vice President, Chief Retail Credit Officer
S&T Bank
Indiana, PA
Edward Seksay
General Counsel and New Markets Tax Credit Program Manager
Rockland Trust Company
Rockland, MA
Scott Senter
Executive Vice President
Frost Bank
San Antonio, TX
Sarah Smith
Director of ERM
First United Bank & Trust
Durant, OK
Susan Teixeira
SVP, Risk Management & Policy
Berkshire Bank
Boston, MA
Katherine Van Brocklin
National Credit Manager
Citigroup Inc.
Weaverville, NC
Benjamin Vega
Chief Risk Officer
Crescent Bank & Trust
Carrollton, TX
Nicole Wadlinger
SVP - Head of Sales Practices and Conduct Risk
TD Bank
Portland, ME
Justin Windschitl
Senior Vice President, Chief Risk Officer – Consumer and Business Banking
U.S. Bancorp
Minneapolis, MN
Paul Zelissen
Head Enterprise Risk
Sallie Mae
Newark, DE