Community Reinvestment

CBA is an acknowledged industry leader in the areas of Community Reinvestment, affordable lending, and community and economic development. As an association, through the Community Reinvestment Committee, CBA has significant influence in the development of revisions to CRA and amendments to the CRA Q&A, which interprets the regulations. One of CBA’s priorities is to encourage the agencies to maintain CRA as a sustainable business of banking, reflecting the reality of community development.
  • November 16, 2018
    Cajun Thoughts: Thanksgiving is one of my favorite times of the year. In addition to being thankful for my family and 5 friends, I am thankful to be with the CBA Family … 69 great corporate members , 110 associate members , 466 committee members , and 27 ( 4 more on the way ) CBA Team members . Most importantly, don’t forget the Dallas Cowboys play at 4:00 PM on Thanksgiving Day . Short of any...
  • November 9, 2018
    Cajun Thoughts: I absolutely love and respect America’s democratic process. The fact any citizen, regardless of background, has the right to elect our leaders gives me chills each and every time. I am especially fortunate to be surrounded by a diverse CBA Team of different political ideologies and willing to share their views with me in an open and candid dialogue (as long as they are pro-banking...
  • November 8, 2018
    Congress enacted the Community Reinvestment Act in 1977 to ensure banks continued serving the financial needs of their communities. Through CRA and other projects, banks are now investing more than a $100 billion each year into low- and moderate-income neighborhoods. Banks believe in their CRA projects and are proud of the work they do. In fact, about 95% of banks currently pass their CRA...
  • November 3, 2018
    Day After Election Call: Join us for a CBA Members-Only call on Wednesday, November 7 at 3:00 p.m. ET to discuss the 2018 Midterm Election results and impact on the retail banking industry. Stay tuned for details! Cajun Thoughts: For those of you who have been in a political race, you know the urgency of a 24 hour period, the smell of October and the distinct color of the sunset. Yes, I love...
  • October 19, 2018
    My top takeaway this week … On Wednesday, Comptroller of the Currency Joseph Otting spent a lot of time discussing CRA modernization efforts during his talk to the Exchequer Club here in D.C. He made three key points: he is committed to CRA modernization, calling it the "Number one reason" he came to Washington ; branches are not obsolete , but the current assessment area framework can restrict...
  • October 12, 2018
    Education Funding Committee Members meet at CBA World HQ (Top Left) and outside the Eisenhower Executive Office Building following a meeting with the Vice President's economic team; Community Reinvestment leadership Yvonne Blumenthal of U.S. Bank and Sue Whitson of BMO Harris Bank, committee members discussing the OCC's CRA ANPR and CRA modernization (Bottom) with OCC Leadership D.C. DOWNLOAD...
  • September 14, 2018
    CBA LEADERSHIP SUMMIT DOWNLOAD Hurricane Florence: As a southerner and hurricane veteran myself, I know how threatening tropical storms can be. CBA’s thoughts and prayers are with all member banks and communities impacted by Hurricane Florence’s dangerous conditions. I know your banks are preparing to help customers as well as team members in Florence’s path. Please let us know if we can help...
  • September 12, 2018
    CBA Announces Board Leadership Team, Sets Advocacy Agenda for Upcoming Year Todd Barnhart of PNC Bank becomes chair; Nitin Mhatre of Webster named Chair-Elect Listen to Barnhart discuss CBA’s Priorities, Changes in Industry Regulations Over the Last Decade on CBA’s Suite 550 Podcast, Available Here WASHINGTON – Heading into its 100th year, the Consumer Bankers Association (CBA) has elected Todd...
  • September 10, 2018
    During a recent interview, incoming CBA Board Chair, Todd Barnhart of PNC Bank, discussed our legislative and regulatory priorities for the upcoming year. CBA will shift its lobbying efforts to focus primarily on federal regulators rather than lawmakers. At the CBA, which represents dozens of large and midsize institutions, one particular focus is the recently launched process of modernizing the...
  • August 31, 2018
    On Tuesday, August 28, 2018, the OCC released its long anticipated advanced notice of proposed rulemaking (ANPR) on methods to modernize and transform the Community Reinvestment Act (CRA). Based on the 25 questions raised in the ANPR, the OCC seems focused on the following areas to modernize CRA: • Increasing lending and services to people and in areas that need it most, including in LMI areas...

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