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Deposits & Payments
Deposit growth and strategies have always been a core focus of retail banks. Today's volatile economic climate - with consumers relying less on credit products and more on deposit account services - brings deposit growth and account management to the forefront. As technology and consumer needs evolve, so does the concept of payments. With innovations such as virtual wallets and other forms of digital currency comes new and unique challenges for the payments space. CBA monitors and addresses the issues facing retail banks in the management of the deposits and payments functions.
- May 8, 2019 - 2:00PMUpcomingMay 2, 2019 - 2:00PMUpcomingMay 1, 2019 - 2:00PMUpcomingApril 11, 2019 - 2:00PMPastDecember 18, 2018 - 2:00PMPastDecember 14, 2018Ann E. Misback Secretary Board of Governors of the Federal Reserve System 20 th Street and Constitution Avenue, N.W. Washington, DC 20551 Re: Docket No. OP-1625; Potential Federal Reserve Actions to Support Interbank Settlement of Faster Payments Dear Ms. Misback, The Consumer Bankers Association (CBA) appreciates the opportunity to provide input in response to the request for comment issued by...November 14, 2018 - 2:00PMPastNovember 7, 2018Consumers Are Open-Minded People depend on digital channels to manage their financial lives, but they continue to visit the branch. Those who use digital solutions – including new innovations, such as voice-activated banking – are using them more than ever. And consumers are increasingly comfortable with using new kinds of nonfinancial providers to complete different types of transactions. Put...November 7, 2018Awareness Enhances the Payments Experience Making consumers aware of the payments options their financial organizations offer, along with how to use certain services, can remove barriers to the adoption of payments technology. Education also can address concerns about security. Our research reveals opportunities for organizations to increase customer knowledge of services and security to improve...November 6, 2018 - 2:00PMPast