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Deposits & Payments
Deposit growth and strategies have always been a core focus of retail banks. Today's volatile economic climate - with consumers relying less on credit products and more on deposit account services - brings deposit growth and account management to the forefront. As technology and consumer needs evolve, so does the concept of payments. With innovations such as virtual wallets and other forms of digital currency comes new and unique challenges for the payments space. CBA monitors and addresses the issues facing retail banks in the management of the deposits and payments functions.
- March 5, 2015Apple Inc.’s new mobile-payment system has been hit by a wave of fraudulent transactions using credit-card data stolen in recent breaches of big retailers, including Home Depot Inc. and Target Corp., people familiar with the matter said.
- February 10, 2015On Friday (Feb. 6), The Clearing House (TCH) and the Consumer Bankers Association jointly filed a comment letter in support of NACHA’s proposal to enhance the ACH network by establishing ubiquitous, same-day ACH processing and settlement capability. The proposal in question balances the needs of Originating Depository Financial Institutions (ODFIs) and Receiving Depository Financial Institutions...
- December 15, 2014