Digital Innovation & Mobile Banking

  • January 18, 2019
    CBA launched a special " Contact Your Bank " page on our website dedicated to helping educate customers and the public on ways banks are assisting furloughed federal workers. CBA will continue to update this page as new programs are announced and please reach out to a CBA Team Member if you would like to add anything for your institution. Cajun Thoughts: The government shutdown is now entering...
  • January 4, 2019
    Cajun Thoughts: The 116 th Congress convened yesterday with both new and returning members being officially sworn in. The CBA Team was spread out meeting with various members including Sen. Carper, Sen. Sinema, Sen. Cramer, Rep. Hollingsworth , Rep. Beatty , Rep. Meeks , and Rep. Graves . This is one of my favorite days of the year as our democracy once again prevails with a peaceful transition...
  • December 21, 2018
    For nearly 90 years, U.S. deposit accounts have been the gold standard for security, safety and soundness. Strong regulations to ensure banks have a solid foundation serve as the first line of defense, but the Federal Deposit Insurance Corp. plays an important role as a backstop protecting consumers’ deposits. American families and businesses are used to the protections offered by the FDIC and...
  • December 18, 2018
    CBA Writes Regulators on Fintech Deposit Account Consumer Protections WASHINGTON – The Consumer Bankers Association this morning wrote the Federal Deposit Insurance Corporation, Federal Reserve Board, Federal Trade Commission, Office of the Comptroller of the Currency, and Securities and Exchange Commission encouraging the regulatory agencies to help ensure consumers know the differences in...
  • December 17, 2018
    CBA Statement on Uninsured Account Offerings WASHINGTON: Consumer Bankers Association President and CEO Richard Hunt issued the following statement regarding the emergence of fintechs comparing high-interest investment accounts to checking accounts: “CBA and our members welcome competition as long as it is on a level playing field, especially when it comes to consumer protections. Well-regulated...
  • December 11, 2018
    Trillions of dollars in financial agreements are processed each year. This includes credit agreements, loan/lease agreements, new account openings, mortgages, pensions and annuities. Despite the rise of digital adoption within consumer industries, the majority of these financial agreements still rely on manual, semi-manual or disjointed paper processes. Today’s financial services customer is...
  • December 11, 2018
    Novantas’ U.S. Shopper Survey trends bank acquisition performance and analyzes changes in consumer preferences over time. The 2018 report reveals a perfect storm of factors that traditional brick-and-mortar banks must navigate in order to stay competitive over the next decade. This report addresses four main factors: Younger generation of prospects, Digital-only competitive threats; Unmet demand...
  • December 7, 2018
    Cajun Thoughts: The Marriott breach has the potential to be one of the largest breaches in the U.S., and, yet, has not received the same volume of media coverage as others even though 500 million customers were affected. Just a reminder, retailers do not have the same GLBA standards banks have, and it is time Congress creates a level playing field on behalf of consumers… New BCFP Director …As you...
  • December 6, 2018
    The Consumer Bankers Association called this action an important first step in improving the current BSA/AML regulations and guidelines. “Giving banks the opportunity to innovate will help make our financial system more secure,” CBA President and CEO Richard Hunt said. “Criminals and terrorists are constantly evolving and using increasingly advanced methods to move money and finance their...

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