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Digital Innovation & Mobile Banking
- July 16, 2021Dear Mr. Sheesley, The Bank Policy Institute and the Consumers Bankers Association (together, the "Associations") appreciate the opportunity to comment on the request for information issued by the Federal Deposit Insurance Corporation seeking input regarding insured depository institutions' current and potential activities related to digital assets. Banks have traditionally been at the forefront...
- July 16, 2021WASHINGTON – The Consumer Bankers Association and the Bank Policy Institute today provided a response to the FDIC’s Request for Information on the digital activities of banks. Given that FinTechs are generally subject to little to no regulation or examination, it is clearly easier for them to innovate in the digital assets space – for example, by issuing or offering trading in cryptocurrencies...
- July 13, 2021 - 2:00PMPastJuly 9, 2021WASHINGTON – Consumer Bankers Association President and CEO Richard Hunt issued the following statement after the Biden Administration released a sweeping anti-trust executive order that will direct the Consumer Financial Protection Bureau (CFPB), prudential regulators and other federal agencies to examine activity on mergers and acquisitions within the banking sector: “ Our nation’s leading...July 1, 2021Ladies and Gentleman: The Consumer Bankers Association (“CBA”) appreciates the opportunity to respond and comment on the Request for Information (“RFI”) issued by the Board of Governors of the Federal Reserve System, Bureau of Consumer Financial Protection, Federal Deposit Insurance Corporation, National Credit Union Administration and the Office of the Comptroller of the Currency (collectively “...June 24, 2021 - 2:00PMPastJune 22, 2021 - 2:00PMPastMay 27, 2021 - 2:00PMPastMay 20, 2021 - 3:00PMPastMay 18, 2021Addressing Unbanked/Underbanked Challenges Requires Multifaceted Approach, According to New Report Hunt: Report ‘outlines important policies and products that have successfully banked the unbanked’ WASHINGTON – A new report, Delivering Financial Products and Services to the Unbanked and Underbanked in the United States – Challenges and Opportunities , outlines the obstacles and viable solutions...