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Fair & Responsible Banking
Fair lending principles are embraced by CBA members. Regulatory enforcement, however, is an increasingly complex area of compliance, and has become even more challenging with the intense search at the state and federal levels for 'predatory lending' practices. To encourage self-evaluation, CBA helped establish a privilege for self-testing for fair lending compliance. CBA also is responding to new fair lending guidelines and protecting banks from unnecessary and burdensome small business data collection.
- February 21, 2024The Consumer Bankers Association, Bank Policy Institute and American Bankers Association made recommendations yesterday to the U.S. Department of Treasury in response to its request for information to inform its establishment of a nationwide financial inclusion strategy. The percentage of consumers with access to banking account services is at historic highs and significant progress has been made...
- February 12, 2024WASHINGTON, D.C. – The Consumer Bankers Association (CBA) today announced the launch of “ Banks Believe in You ,” a new campaign highlighting the positive role banks play in communities nationwide to foster small business development, support homeowners, encourage entrepreneurship, and more. CBA President and CEO Lindsey Johnson issued the following statement on the launch the campaign: “For more...
- January 24, 2024 - 2:00PMPastNovember 13, 2023NEW YORK, N.Y. – Consumer Bankers Association (CBA) President and CEO Lindsey Johnson this week participated in a panel discussion at the Reuters NEXT Conference on the health of the consumer, what’s next for the economy, and how the cumulative effect of current and expected regulatory proposals may impede banks’ ability to continue to deliver on their mission. The panel was moderated by Reuters...October 27, 2023“Racial equity, financial inclusion, and consumer financial health must be at the very heart of the retail banking business model.” WASHINGTON, D.C. – In a new letter to the editor appearing yesterday in American Banker , Consumer Bankers Association (CBA) President and CEO Lindsey Johnson reaffirmed banks’ ongoing commitment to support racial equity, mitigate instances of discrimination, and...October 26, 2023Washington, D.C. — The Consumer Bankers Association, The Bank Policy Institute, and The Clearing House issued the following statement in response to the Federal Reserve’s proposed changes to Regulation II, which establishes caps on what banks can charge for facilitating debit card transactions. “The last time the Federal Reserve placed a cap on debit transaction costs, two things happened: the...