- CBA on
- CBA Media
- COVID-19 Hub
Mortgage and Home Equity
Mortgage and home equity products have received increased regulatory and legislative scrutiny over the past few years. Historically, CBA has focused on home equity as a major retail product of our members. However, the Dodd-Frank Act’s elimination of federal preemption standards previously afforded to operational subsidiaries has forced many depository institutions to internalize their primary mortgage products, making them a more traditional retail issue. CBA is focused primarily on the efforts of the CFPB to regulate in this space, including TILA-RESPA reform, Qualified Mortgage (QM) rulemaking, and Dodd-Frank Title 14 rulemaking.
- October 21, 2020 - 1:00PMUpcomingOctober 6, 2020 - 2:00PMUpcomingJuly 14, 2020 - 2:00PMPastJune 24, 2020 - 2:00PMPastJune 23, 2020What if you could cut the time it takes to complete a property valuation down to only 2-3 days? What if you could lower the cost of obtaining a valuation by an estimated 70% per transaction? Using a reliable Automated Valuation Model (AVM) workflow, you can. In this white paper, you’ll learn: The basics of how other lenders are using AVMs Advances in AVM technology The 4 pillars of compliance...June 4, 2020 - 2:00PMPastApril 1, 2020 - 2:00PMPastMarch 9, 2020March 9, 2020 The Honorable Mike Crapo Chairman Committee on Banking, Housing and Urban Affairs 534 Dirksen Senate Office Building Washington, D.C. 20510 The Honorable Sherrod Brown Ranking Member Committee on Banking, Housing and Urban Affairs 534 Dirksen Senate Office Building Washington, D.C. 20510 Dear Chairman Crapo and Ranking Member Brown: The Consumer Bankers Association (CBA) submits the...February 27, 2020 - 1:00PMPastJanuary 21, 2020To Whom It May Concern: The Consumer Bankers Association (“CBA”), the Utah Bankers Association (“UBA”), and the National Association of Industrial Bankers (“NAIB” and collectively, the “Associations”)1 appreciate the opportunity to comment on the Office of the Comptroller of the Currency’s (“OCC”) Notice of Proposed Rulemaking (“NPR”) to amend 12 C.F.R. §§ 7.4001 and 160.110 to clarify...