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Mortgage and Home Equity
Mortgage and home equity products have received increased regulatory and legislative scrutiny over the past few years. Historically, CBA has focused on home equity as a major retail product of our members. However, the Dodd-Frank Act’s elimination of federal preemption standards previously afforded to operational subsidiaries has forced many depository institutions to internalize their primary mortgage products, making them a more traditional retail issue. CBA is focused primarily on the efforts of the CFPB to regulate in this space, including TILA-RESPA reform, Qualified Mortgage (QM) rulemaking, and Dodd-Frank Title 14 rulemaking.
- August 4, 2021 - 2:00PMUpcomingJuly 29, 2021 - 2:00PMPastJuly 27, 2021 - 1:00PMPastJune 17, 2021On Thursday, June 17, 2021, the FFIEC issued a press release announcing the availability of data on 2020 mortgage lending transactions at 4,475 U.S. financial institutions reported under the Home Mortgage Disclosure Act (HMDA). Covered institutions include banks, savings associations, credit unions, and mortgage companies. The FFIEC released several data products to serve a variety of data users...June 7, 2021Managing a bankruptcy typically has four key stages—bankruptcy notification, Proof of Claim filing, case management, and cash processing. By carefully reviewing and optimizing each stage, you can dramatically reduce costs while retaining your team and supercharging them for maximum efficiency. This document covers: Four key stages of bankruptcy Seven best practices for bankruptcy teams Three ways...May 27, 2021 - 2:00PMPastMarch 16, 2021 - 2:00PMPastMarch 10, 2021 - 2:00PMPastJanuary 25, 2021Join Salesforce and NYU as we discuss how we can root out racial bias in the mortgage and lending industry. Access webinar hereDecember 15, 2020 - 1:00PMPast