Regulatory Compliance & Agency Engagement

  • February 20, 2024
    The Bank Policy Institute, the American Bankers Association, and the Consumer Bankers Association (together, “the Associations”) appreciate the opportunity to comment on the Department of the Treasury’s Request for Information to help inform its development of a national strategy for financial inclusion as required by The Financial Services and General Government Appropriations Act, 2023. The...
  • February 20, 2024
    The Bank Policy Institute, the American Bankers Association, and the Consumer Bankers Association (together, “the Associations”) appreciate the opportunity to comment on the Department of the Treasury’s Request for Information to help inform its development of a national strategy for financial inclusion as required by The Financial Services and General Government Appropriations Act, 2023. The...
  • February 7, 2024
    To Whom It May Concern: The American Bankers Association and the Consumer Bankers Association (together, “the Associations”) appreciate the opportunity to comment on the Federal Trade Commission’s (“FTC”) notice of proposed rulemaking (“NPRM”) on Unfair or Deceptive Fees (“the Proposed Rule”). Both the Associations support the FTC’s objective of ensuring that consumers understand the prices and...
  • January 24, 2024
    The Consumer Bankers Association (“CBA”) is America’s only member-driven trade association focused exclusively on retail banking.1 Since 1919, CBA has partnered with member banks to promote sound policy, prepare the next generation of diverse bankers to lead the industry, and enable consumers’ individualized approaches to the American dream. In the summer of 2023, our nation’s prudential bank...
  • January 24, 2024
    Click here to view the slide deck
  • January 16, 2024
    To Whom it May Concern: The Consumer Bankers Association (“CBA”) is America’s only member-driven trade association focused exclusively on retail banking.1 Since 1919, CBA has partnered with member banks to promote sound policy, prepare the next generation of diverse bankers to lead the industry, and enable consumers’ individualized approaches to the American dream. We write to provide comment on...
  • January 16, 2024
    The Consumer Bankers Association (CBA) today released an in-depth White Paper, “ The Impact of the Basel III Endgame Proposal on Consumers on the Margins of the U.S. Financial System ,” as part of its response to the recent capital requirements proposal from the Federal Reserve, Federal Deposit Insurance Corporation, and the Office of the Comptroller of the Currency. Given the Proposal’s sweeping...
  • January 12, 2024
    Dear Mr. Sheesley: The American Bankers Association and the Consumer Bankers Association (the Associations) are pleased at the opportunity to comment on the proposed Federal Deposit Insurance Corporation (FDIC) regulations, RIN 3064-AF92: Amending FDIC regulations to conform with the Fair Hiring in Banking Act (FHBA) (the Proposed Regulations). Section 19 of the Federal Deposit Insurance Act (...
  • January 8, 2024
    Dear Director Chopra: This letter is submitted on behalf of the American Bankers Association and the Consumer Bankers Association. We appreciate the opportunity to provide comments on the proposed rulemaking Defining Larger Participants of a Market for General-Use Digital Consumer Payment Applications issued on November 17, 2023. We are pleased that the Consumer Financial Protection Bureau (CFPB...
  • January 8, 2024
    To Whom It May Concern, The Consumer Bankers Association (CBA) appreciates the opportunity to provide comment on the Consumer Financial Protection Bureau’s (CFPB or Bureau) Notice of Proposed Rulemaking regarding larger participants in the general-use digital consumer payment application market (Proposed Rule). I. CBA Strongly Supports Regulation of Nonbanks Engaged in Consumer Financial Services...

Pages