Small Business Lending
Small business lending is a top priority for CBA’s member banks. CBA strongly believes small businesses are the lifeblood of the U.S. economy and we remain committed to improving the small business lending environment and process through pro-business legislation and regulation. Collectively, CBA’s member banks have over $200 billion in small business loans on their books, and remain committed to exploring innovative ways to address the needs of lenders and borrowers alike.
March 30, 2023Consumer Bankers Association (CBA) President and CEO Lindsey Johnson today released the following statement after the Consumer Financial Protection Bureau (CFPB) issued a final rule to implement Section 1071 of the Dodd-Frank Act. “The nation’s leading banks proudly serve as financiers of the American Dream across every community they serve, helping to drive economic growth and opportunity for...
February 15, 2023 - 2:00PMPast
January 12, 2023The Consumer Bankers Association (CBA) and Small Business Financial Exchange (SBFE) today released the Q3 2022 Small Business Lending Trends analysis , examining key credit information for America’s small businesses. While the report found that metrics for the period are returning closer to pre-pandemic levels, external factors including consistent rate increases continue to impact lending...
January 9, 2023The Consumer Bankers Association (CBA) reiterated opposition in a new letter to a proposal from the U.S. Small Business Administration (SBA) that would lift the moratorium on the number of non-federally regulated depository institutions that can make loans under the agency’s signature 7(a) lending program. The letter was sent in response to SBA’s request for comments to the agency’s proposed rule...
December 23, 2022Dear Administrator Guzman: The signatories on this letter are the leading organizations representing virtually all the lenders participating in the U.S. Small Business Administration (SBA) 7(a) loan program. We are writing to request that you withdraw the two Proposed Rules—the Affiliation and Lending Criteria for the SBA Business Loan Programs, 87 FR 64724 (“Affiliation Proposed Rule”), and the...
December 2, 2022Dear Senator Cardin, Senator Paul, Representative Velázquez, and Representative Luetkemeyer: As the leading organizations representing virtually all of the thousands of lenders participating in the U.S. Small Business Administration (SBA) 7(a) loan program, we write to make you aware of our serious concerns regarding SBA’s recently released Proposed Rules: Affiliation and Lending Criteria for the...
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CBA Comment Letter on SBA's SBLC Moratorium Rescission