Small Business Lending
Small business lending is a top priority for CBA’s member banks. CBA strongly believes small businesses are the lifeblood of the U.S. economy and we remain committed to improving the small business lending environment and process through pro-business legislation and regulation. Collectively, CBA’s member banks have over $200 billion in small business loans on their books, and remain committed to exploring innovative ways to address the needs of lenders and borrowers alike.
February 15, 2023 - 2:00PMUpcoming
January 12, 2023The Consumer Bankers Association (CBA) and Small Business Financial Exchange (SBFE) today released the Q3 2022 Small Business Lending Trends analysis , examining key credit information for America’s small businesses. While the report found that metrics for the period are returning closer to pre-pandemic levels, external factors including consistent rate increases continue to impact lending...
January 9, 2023The Consumer Bankers Association (CBA) reiterated opposition in a new letter to a proposal from the U.S. Small Business Administration (SBA) that would lift the moratorium on the number of non-federally regulated depository institutions that can make loans under the agency’s signature 7(a) lending program. The letter was sent in response to SBA’s request for comments to the agency’s proposed rule...
December 23, 2022Dear Administrator Guzman: The signatories on this letter are the leading organizations representing virtually all the lenders participating in the U.S. Small Business Administration (SBA) 7(a) loan program. We are writing to request that you withdraw the two Proposed Rules—the Affiliation and Lending Criteria for the SBA Business Loan Programs, 87 FR 64724 (“Affiliation Proposed Rule”), and the...
December 2, 2022Dear Senator Cardin, Senator Paul, Representative Velázquez, and Representative Luetkemeyer: As the leading organizations representing virtually all of the thousands of lenders participating in the U.S. Small Business Administration (SBA) 7(a) loan program, we write to make you aware of our serious concerns regarding SBA’s recently released Proposed Rules: Affiliation and Lending Criteria for the...
September 28, 2022Historically, many banks considered small-business clients a sub-set of their consumer customers, with little attention paid to what owners and entrepreneurs actually need from a financial institution. That is starting to change, partly spurred by the wave of new entrants zeroing in on the segment and the opportunities that digital channels create. Read more to learn about four key areas of...
August 1, 2022Ladies and Gentlemen: The American Bankers Association (ABA), Consumer Bankers Association, Credit Union National Association, and National Association of Federally‐Insured Credit Unions (collectively, Associations) welcome the opportunity to comment on the Consumer Financial Protection Bureau’s (Bureau) Advance Notice of Proposed Rulemaking (ANPR) regarding credit card late fees and late...
July 6, 2022The Consumer Bankers Association (CBA) and Small Business Financial Exchange (SBFE) today released the Q1 2022 Small Business Lending Trends analysis , examining key credit information for America’s small businesses. The report signaled reasons for optimism amidst ongoing economic uncertainty, highlighted by new account growth which now exceeds pre-pandemic levels. Key Findings Delinquency...Pages
CBA Comment Letter on SBA's SBLC Moratorium Rescission