Small Business Lending

Small business lending is a top priority for CBA’s member banks. CBA strongly believes small businesses are the lifeblood of the U.S. economy and we remain committed to improving the small business lending environment and process through pro-business legislation and regulation. Collectively, CBA’s member banks have over $200 billion in small business loans on their books, and remain committed to exploring innovative ways to address the needs of lenders and borrowers alike.
  • August 9, 2013
    CBA and Trades Urge CFPB to Provide Reasonable Compliance Grace Period On Monday, August 5, 2013, CBA led a joint trades letter with the Education Finance Council (EFC), the National Council of Higher Education Resources (NCHER), and the Student Loan Servicing Alliance (SLSA) to CFPB Director Richard Cordray urging the Bureau to immediately provide private student lenders and servicers with a 30-...
  • June 12, 2013
    Dear Chairman Landrieu and Ranking Member Risch: The Consumer Bankers Association (CBA), the only national financial trade group focused exclusively on retail banking and consumer financial services, writes to you in support of S. 289, the “Commercial Real Estate and Economic Development” (CREED) Act of 2013. CBA applauds your leadership on this legislation, which would extend the low-interest...
  • May 6, 2013
    Dear Mr. Kelley: The National Association of Government Guaranteed Lenders (NAGGL) and the Consumer Bankers Association (CBA) (collectively “the Associations”) appreciate the opportunity to comment on the U.S. Small Business Administration (SBA) proposed rule that would amend 13 CFR 121 to modify the rules governing Affiliation as Applied to the Business Loan Programs. The Associations strongly...
  • April 26, 2013
    Dear Mr. Kelley: The National Association of Government Guaranteed Lenders (NAGGL), The Financial Services Roundtable (FSR) and the Consumer Bankers Association (CBA) (collectively “the Associations”) appreciate the opportunity to comment on the U.S. Small Business Administration's (SBA) proposed rule that would amend 13 CFR 120 to eliminate Section 120.102, Funds not available from alternative...
  • April 12, 2013
    Letter to Cordray CBA sent a joint-trades letter to Director Cordray this week requesting more time and guidance from the CFPB on the mortgage rules. The industry’s most urgent concern right now is the incredibly short period of time allowed to comply with the new mortgage rules. We urge the CFPB to clarify the rules and extend compliance deadlines. See our CFPB report below for more information...
  • April 10, 2013
    To read the full Comment Letter, download the PDF .
  • April 10, 2013
    To read the full Comment Letter, download the PDF .
  • March 22, 2013
    CBA LIVE 2013 Takeaways I left Phoenix smarter, more inspired and more connected to our industry. Many of our sessions were standing-room only – next year, we’ll have more chairs! Among my top takeaways: Millennials are the largest living generation; bankers are fascinating; branches may only need pruning to encourage new growth – but they are not dead at all; and we are more focused than ever on...
  • February 15, 2013
    CFPB's Antonakes to Speak at CBA LIVE Breaking news: Acting Deputy Director Steve Antonakes, who heads up supervision, enforcement and fair lending for the CFPB, will address the general session at CBA LIVE on March 12, 2013 in Phoenix. Hear directly from the CFPB's Sheriff... Register now . CBA Testifies in Small Business Hearing On Wednesday, February 13, 2013, CBA Board member Maria Coyne,...

Pages