Small Business Lending

Small business lending is a top priority for CBA’s member banks. CBA strongly believes small businesses are the lifeblood of the U.S. economy and we remain committed to improving the small business lending environment and process through pro-business legislation and regulation. Collectively, CBA’s member banks have over $200 billion in small business loans on their books, and remain committed to exploring innovative ways to address the needs of lenders and borrowers alike.
  • February 1, 2019
    U.S. Bank hosted CBA OnSite Education: MarketSim , led by Paul Leventhal in San Ramon, CA. This 3-day session leverages a simulation to deepen understanding of the risk/reward trade-offs in developing retail strategy, integrating customer segmentation, product offerings, pricing, delivery channels, marketing and branding. Interested in bringing an OnSite program to your bank? Learn more about...
  • January 25, 2019
    This week I visited great CBA member Bank of Hawaii in Honolulu, HI where I met with President & CEO Peter Ho, a number of Managing Committee Members in addition to CBA Standing Committee Members. It was a great opportunity to hear first-hand their successes and challenges, and discuss hot button issues in the retail banking industry from how other CBA members are handling the Government...
  • January 23, 2019
    The shutdown is keeping the agency from approving about 300 loans per day, according to CBA President Richard Hunt.
  • January 22, 2019
    CBA Writes Congressional Leaders, President on SBA Loan Programs “In order to help mitigate the economic ripple effects of the government shutdown, CBA requests that all options be explored to reopen the SBA’s 7(a) and 504 loan programs.” WASHINGTON – The Consumer Bankers Association today wrote Congressional leaders and President Donald Trump requesting “all options be explored to reopen” the...
  • January 22, 2019
    January 22, 2019 The Honorable Donald J. Trump President of the United States 1600 Pennsylvania Avenue, NW Washington, D.C. 20500 The Honorable Nancy Pelosi Speaker U.S. House of Representatives Washington, D.C. 20515 The Honorable Mitch McConnell Majority Leader U.S. Senate Washington, D.C. 20510 The Honorable Kevin McCarthy Minority Leader U.S. House of Representatives Washington, D.C. 20515...
  • October 5, 2018
    D.C. DOWNLOAD CBA CFPB Committee & Small Business Committee In-Person Meetings: This week, CBA HQ hosted two more in-person committee meetings: CFPB and its subcommittee, Consumer Complaints, as well as Small Business! Below are updates: CFPB: CBA’s CFPB Committee focuses on all Bureau-related issues and such as enforcement, regulatory coordination and data collection. We thanked Cindy Reeves...
  • July 13, 2018
    D.C. DOWNLOAD Commission Bill Adds Two – Breaking News: Bipartisanship in Congress is not dead. This week, Reps. Gregory Meeks (D-N.Y.) and Sean Duffy (R-Wis.) became the eighth and ninth cosponsors of a bipartisan bill in the House of Representatives to create a Senate-confirmed, bipartisan commission at the Bureau of Consumer Financial Protection. The bill was introduced while we were at CBA...
  • June 28, 2018
    On Thursday, June 28, 2018, the Federal Reserve Board and the Federal Reserve Bank of Cleveland issued a press release regarding the publication of Browsing to Borrow: "Mom & Pop" Small Business Perspectives on Online Lenders . The report examines small business owners' perceptions of online lenders and their understanding and interpretation of the information that online lenders use to...
  • June 22, 2018
    D.C. DOWNLOAD Court Rules Bureau’s Structure Unconstitutional – The U.S. District Court of the Southern District of New York ruled yesterday the Bureau "unconstitutionally structured." The opinion was in the case of CFPB v. RD Legal Funding, LLC et al. Whether the decision, which disqualified the Bureau as a plaintiff in the case, will be appealed depends on a number of factors. However, it is...
  • June 21, 2018
    CBA Applauds Signing of Small Business Lending Bill Law helps banks serve local businesses, grow economy WASHINGTON – Consumer Bankers Association President and CEO Richard Hunt issued the following statement after President Donald Trump signed the bipartisan Small Business 7(a) Lending Oversight Reform Act of 2018 (H.R. 4743) into law, which authorizes the Small Business Administration to...

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