Richard's Rapid Fire

  • January 10, 2014
    Today - Early Bird Registration for CBA LIVE 2014 Early bird registration for CBA LIVE 2014 ends today , so register before 9:00 p.m. EST and save $300 on attending the premier conference event in retail banking. We are just a couple of short months away from CBA LIVE where we will hear from former Homeland Security Secretary Tom Ridge on current and emerging cyber threats, Chris Gardner on...
  • January 10, 2014
    Today - Early Bird Registration for CBA LIVE 2014 Early bird registration for CBA LIVE 2014 ends today , so register before 9:00 p.m. EST and save $300 on attending the premier conference event in retail banking. We are just a couple of short months away from CBA LIVE where we will hear from former Homeland Security Secretary Tom Ridge on current and emerging cyber threats, Chris Gardner on...
  • December 20, 2013
    Happy Holidays from CBA! From everyone at Team CBA, we wish you and your family a Merry Christmas and a Happy New Year! We hope you find some much deserved time to recharge and relax with your loved ones. 2013 has been a tremendous year of growth for CBA and it could not have been possible without the support of you – our members. The New Year will be both exciting and challenging with many...
  • December 13, 2013
    CFPB Study on Arbitration The CFPB released phase one of its study on December 12, 2013, regarding the use of mandatory arbitration clauses in connection with consumer financial products and services. The Dodd-Frank Act requires the CFPB to conduct a study of the use of pre-dispute arbitration clauses in consumer markets. I am disappointed in the piecemeal release of data in connection with the...
  • December 6, 2013
    CFPB Rulemaking Agenda The CFPB posted a semi-annual update to its rulemaking agenda on December 4, 2013. They continue to work on rulemaking as mandated by Dodd-Frank and are looking to expand their focus on consumer financial products and services. In 2014, the CFPB expects to begin work on mortgage issues, including preservation of credit in “rural or underserved” areas, and implementing...
  • November 27, 2013
    Happy Thanksgiving from Team CBA! Thanksgiving is one of the best holidays of the year, not just because the Cowboys play, but because it is an opportunity to take a break and appreciate all we have in our lives. It requires no gift giving, and focuses on gratitude. We wish everyone a happy Thanksgiving and to those who celebrate, a happy Hanukkah. December Preview Washington is still talking...
  • November 22, 2013
    OCC and FDIC Guidance on DAP There is a phrase in Washington, D.C. called the “Beltway Bubble” that applies to people who have lived in the area too long and have lost touch with everyday America. Usually, this term applies to Members of Congress. I am beginning to believe it can apply to regulators who do not understand the economic plight many families face on a daily basis. In fact, a BankRate...
  • November 15, 2013
    CFPB Examining Credit Card Rewards The CFPB is looking to make business more difficult for banks and consumers. They are expanding their reach by looking into credit card rewards programs. This is an area where oversight currently does not exist and the logic for the greater scrutiny is because rewards programs are the top reason why a consumer selects a particular card. Regulation in this area...
  • November 8, 2013
    Thank You to Our Nation’s Veterans and Their Families As we approach Veteran’s Day, take a moment to thank those who have so honorably served our nation. Veterans, active-duty military, and their families have committed themselves to serving a nation we all love. Without their commitment to duty, the opportunities that we have here at home would be for naught. We are proud of the many initiatives...
  • November 1, 2013
    Obama Administration Nominees on Hold Confirmation of a president Obama nominee for Federal Reserve Chair, Janet Yellen, could be on hold for an indefinite period. Sen. Rand Paul (R-KY) has vowed to block her nomination until his father’s “Audit the Fed” bill receives a vote in the Senate. The bill previously has passed the House by a wide margin. In addition, Sen. Lindsay Graham (R-SC) has vowed...

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