The CBA Washington Forum virtual event explores today's top policy issues for retail banking. Catch full videos from the event, held on Wednesday, November 16, 2022, from 1-5 p.m. (ET), as lawmakers, former regulators, industry experts, and CBA Team provide a panoramic view of what’s happening and what’s to come from regulators and Capitol Hill.  



1:00 – 1:05 p.m. 


Welcome and Update on Retail Banking Policy 


  • Lindsey Johnson, President & CEO - CBA


1:05 – 1:30 p.m. 

Legislative Discussion 

We will cover what's in store for the next Congress now that the mid-term elections are decided. Find out what will be on the docket that could impact your bank’s business operations. 


  • Rep. Andy Barr (R-KY), House Financial Services Committee
  • Moderator | Sam Whitfield, Senior Vice President, Congressional Affairs - CBA


1:30 – 2:15 p.m. 

CFPB Update – UDAAP and Junk Fees and Overdraft, Oh My! 

The Bureau has released a dizzying number of re-interpretations, guidance documents, and enforcement actions. Former regulators and legal experts will share how to make sense of what’s been released and what’s to come. Learn the latest on the CFPB's rulemaking agenda, recent enforcement actions, changes to the UDAAP supervision manual and subsequent lawsuit.


  • Allyson Baker, Partner - Paul Hastings, LLP
  • Brian Johnson, Managing Director of Banking Supervision & Regulation - Potomak Global Partners
  • Andrea Mitchell, Managing Partner - Mitchell Sandler
  • Chris Willis, Partner - Troutman Pepper
  • Moderator | Dan Smith, Executive Vice President, Head of Regulatory Affairs - CBA


2:15 – 2:25 p.m. 

Update from CBA Premier Sponsor VISA


  • Pace Bradshaw, Senior Vice President, Head of U.S. Government Engagement - VISA


2:25 – 2:30 p.m. 

Break (5 mins)


2:30 – 3 p.m. 

Deep Dive – Regulation E & Addressing P2P Fraud 

Since March 2022, P2P fraud has been top of mind for industry, journalists, regulators, and Congress.  Everyone acknowledges that P2P fraud is a problem; everyone also has a different solution for how to address it.  Join CBA as we gather industry experts to discuss the current state of P2P fraud, policy initiatives, and the potential impact of rumored regulation and legislation on consumers and the market.  


  • Eric Goldberg, Partner, Akerman
  • Rob Hunter, Director of Regulatory & Legislative Affairs & Deputy General Counsel - The Clearing House Payments Company
  • Carla Sanchez Adams, Staff Attorney - National Consumer Law Center
  • Moderator | Shelley Thompson, Associate General Counsel - CBA


3 – 3:30 p.m. 

Deep Dive – What the CFPB’s Section 1033 SBREFA Outline Foreshadows for the Proposed Rule 

CBA has aggregated industry representatives, former regulators, and legal experts to discuss what could be covered or is covered in the CFPB’s Section 1033 SBREFA outline. Panelists will discuss what type of responses should be expected and what the proposed rulemaking may look like based on the outline. 


  • Kelly Cochran, Deputy Director - FinRegLab
  • Adam Maarec, Senior Director & Associate General Counsel - Capital One
  • John Pitts, Head of Policy - Plaid
  • Moderators | Brian Fritzsche, Vice President, Regulatory Affairs, and Shelley Thompson, Vice President & Associate General Counsel - CBA 


3:30 – 4:15 p.m. 

Crypto Currently and Banking on Blockchain 

The world of cryptocurrencies and use of the blockchain seems to be changing every day.  While some banks seek to have their customers engage with cryptocurrencies through their bank, other banks are taking an alternate approach and seeking to use the underlying blockchain that supports cryptocurrencies to instead offer traditional banking products and services.  Join CBA for a discussion of where policy is headed, how banks are engaging with crypto as a currency, and how banks will use blockchain to improve speed and cost of funds.   


  • Rob Morgan, CEO - USDF Consortium  
  • Mike Nonaka, Partner - Covington
  • Patricia Yeh, Associate General Counsel - Truist
  • Moderator | Brian Fritzsche, Vice President, Regulatory Affairs - CBA


4:15 – 5:00 p.m. 

Bank and Fintech - Partners, not Rivals

Fintechs have often been described as competitors of banks in the offering of consumer financial products and services.  However, this need not be the case moving forward, as banks and fintechs are increasingly entering partnerships to better serve customers.  Join CBA to hear about the opportunities, challenges, and lessons-learned from banks and fintechs that have partnered together.   


  • Nat Hoopes, Head of Public Policy & Regulatory Affairs - Upstart
  • Ian Moloney, Head of Policy & Regulatory Affairs - Cross River
  • Gary Stein, Partner & Chief Portfolio Officer - 99 Fintech
  • Moderator | David Pommerehn – Senior Vice President & General Counsel - CBA



Special thanks to our CBA Washington Forum Sponsor: