Schedule
The CBA Washington Forum event explores today's top policy issues for retail banking. Join us Tuesday, November 14, 2023, from 2 - 6:30 p.m. (ET), on the Rooftop of CBA Headquarters in Washington, DC, as those closest to the issues provide a panoramic view of what’s happening and what’s to come from regulators and Capitol Hill. This is a complimentary program with space limited to 100 attendees.
Schedule
2:00 – 2:05 p.m.
Introduction
Welcome and Update on Retail Banking Policy
Speaker:
- Lindsey Johnson, President & CEO - CBA
2:05 – 2:45 p.m.
Fair Credit Reporting Act (FCRA)
The Consumer Financial Protection Bureau has announced that they will be engaging in rulemaking to amend FCRA’s Regulation V. Hear experts from across the credit reporting landscape, including CRA, furnishers, and lawyers on what to expect from this rulemaking, and issues it will address.
Speakers:
- Kari Hall, Partner, Paul Hastings
- Andrew Smith, Partner, Covington
- Alan Wingfield, Partner, Troutman Pepper
- Dan Smith, President & CEO, Consumer Data Industry Association (CDIA) (Moderator)
2:45 – 3:25 p.m.
Section 1033
The Consumer Financial Protection Bureau’s notice of proposed rulemaking implementing Section 1033 of the Dodd-Frank Act is set to redefine the consumer data access ecosystem. CBA’s panel of experts discuss the personal financial data rights rulemaking, including the scope of the rulemaking, the types of information expected to be shared, and what secondary uses may be permissible.
Speakers:
- Melissa Baal Guidorizzi, Partner, Orrick, Herrington & Suttcliffe LLP
- Shelby Schwartz, Counsel, Mitchell Sandler LLC
- Natalie Talpas, Senior Vice President, Head of Retail Digital & Emerging Payments Strategy, PNC Bank, N.A.
- Brian Fritzsche, Vice President, Associate General Counsel, CBA (Moderator)
3:25 – 3:35 p.m.
Break (10 mins)
3:35 – 4:15 p.m.
Credit Card Late Fees
The latest salvo in the Biden Administration’s war on “junk fees” is the Consumer Financial Protection Bureau’s final rule on credit card late fees. Join CBA’s expert panel for a robust conversation on the rule’s changes, its anticipated impacts, and what response industry is likely to see in Washington.
Speakers:
- Ling Ling Ang, PhD, Managing Director, National Economic Research Associates (NERA) Economic Consulting
- Brian Johnson, Managing Director, Patomak Global Advisors
- Jehan Patterson, Counsel, Debevoise & Plimpton LLP
- Kelvin Chen, Senior Executive Vice President, Head of Policy, CBA (Moderator)
4:15 – 5 p.m.
What's Ahead
Don’t miss our final panel featuring top former top CFPB officials, each of whom served under both Democrat and Republican administrations. How will the Bureau move the needle on key issues, particularly in the face of legal challenges? Will its relationship with the retail banking industry and other stakeholders evolve moving forward?
Speakers:
- John Coleman, Partner, Orrick, Herrington & Suttcliffe LLP
- David Silberman, Senior Advisor, Financial Health Network; Senior Fellow, Center for Responsible Lending; Adjunct Professor, Georgetown University McCourt School of Public Policy; Lecturer on Law, Harvard University
- Kelvin Chen, Senior Executive Vice President, Head of Policy, CBA (Moderator)
5 – 6:30 p.m.
Rooftop Reception
Stay for refreshments and networking on the rooftop following presentations.
Special Thanks to Our CBA Washington Forum Sponsor