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CFPB Finalizes URLA to Capture New HMDA Data
On Tuesday, September 27, 2016, the CFPB released transition rules and new Uniform Residential Loan Application (URLA) for the expanded requirements for the Home Mortgage Disclosure Act (HMDA) final rule released in October of 2015. Entities collecting HMDA data may use the new URLA beginning on January 1, 2017, to comply with the new HMDA rule taking effect January 1, 2018.