CFPB Issues HMDA File Specifications

On Thursday, February 18, 2016, the CFPB issued file specifications for the Home Mortgage Disclosure Act (HMDA) collection for 2017 and 2018.  This resource for HMDA filers outlines the fields to be reported annually and explains how each field should be reported under the final HMDA rule.


Beginning in 2017, HMDA data will be submitted electronically, but will include the data reported prior to the final HMDA rule.  For 2018, the new HMDA data will be collected and there are a total of 110 data fields to be reported.