CFPB Launches Mortgage Performance Trends Tool

On Monday, October, 30, 2017, the CFPB launched a mortgage performance trends tool tracking nationwide delinquency rates, and showing mortgage delinquency rates are at their lowest point since the financial crisis. The tool measures the delinquency rates in two general categories:

  • Borrowers who are 30-89 days behind on mortgage payments, meaning they have missed one or two payments; and
  • Serious delinquencies, including borrowers 90+ days overdue.


“Measuring the number of consumers who have fallen behind on their mortgage payments is a telling barometer of the health of mortgage markets locally and nationally,” said CFPB Director Richard Cordray. “This rich information source identifies mortgage delinquency rates down to the county and metro-area level, making it a useful public tool.”