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CRA Amendments Conform to HMDA; Eliminate Program References
On Monday, November 20, 2017, the Federal Reserve, FDIC and OCC announced amendments to their respective Community Reinvestment Act (CRA) regulations. The changes conform to conforming to amendments made by the CFPB to Regulation C, implementing the Home Mortgage Disclosure Act (HMDA). In addition, the final rule contains technical corrections and removes obsolete references to the Neighborhood Stabilization Program. The amendments to the CRA regulations will become effective on January 1, 2018.