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List of Distressed, Underserved Nonmetropolitan Middle-Income Geographies Released
On Wednesday, June 21, 2017, the Board of Governors of the FED, FDIC, and OCC announced the availability of the 2017 list of distressed or underserved nonmetropolitan middle-income geographies, where revitalization or stabilization activities are eligible to receive CRA consideration under the community development definition.
Distressed nonmetropolitan middle-income geographies and underserved nonmetropolitan middle-income geographies are designated by the agencies in accordance with their CRA regulations. The designations continue to reflect local economic conditions, including unemployment, poverty, and population changes.
As with past releases, the agencies apply a one-year lag period for geographies listed in 2016 but are no longer designated as distressed or underserved in the current release. Revitalization or stabilization activities in these geographies are eligible to receive CRA consideration under the community development definition for 12 months after publication of the current list.
The current and previous years' lists can be found on the FFIEC website, along with information about the data sources used to generate those lists.