Associate Membership

Accurate Group

6000 Freedom Square
Suite 300
Cleveland, OH 44131

Phone Number: (888) 258-5757

Accurate Group is a leading provider of technology-driven real estate appraisal, title data, analytics and e-closing solutions. Accurate Group combines exceptional service, innovative technology and its proprietary AccurateAudit™ compliance foundation to provide banks, credit unions, servicers, non-bank lenders and capital markets firms with the best combination of speed, quality, regulatory compliance and price. With Accurate Group, lenders, consumers and capital markets firms benefit from market-leading solutions that improve accuracy, lower costs and improve compliance across all types of real estate loans, mortgage-related assets and real estate portfolios.

ACES Quality Management

205 North Detroit Street
Suite 200
Denver, CO 80206

Website: http://acesquality.com/

ACES Quality Management is the leading provider of enterprise quality management and control software for the financial services industry. The nation’s most prominent lenders, servicers and financial institutions rely on ACES to improve audit throughput and quality while controlling costs, including more than 50% of the top 50 independent mortgage lenders and 2 of the top 5 depository institutions.

AES/PHEAA

1200 North 7th Street
Harrisburg, PA 17102

Phone Number: (717) 720-3444

Website: http://www.pheaa.org

Alkami Technology

5601 Granite Pkwy. Suite 120
Plano, TX 75024

Phone Number: 877-725-5264

Website: akami.com

Alkami Technology, Inc. is a leading cloud-based digital banking solutions provider for financial institutions in the U.S. Alkami evens out the modern banking landscape by delivering bold and innovative digital capabilities to banks and credit unions. The Alkami Platform enables clients to personalize the digital banking experience and build a thriving digital community poised for growth in a digital-first banking world. In addition to providing a modern and frictionless user experience, Alkami’s clients equally benefit from their secure and proven system architecture of continuous innovation on a single-code base. Financial institutions can grow confidently at 2X the market rate with the Alkami Platform. Alkami’s award-winning culture pairs the best people with the most remarkable forward-thinking clients. Their authentic bonds between Alkamists and clients illustrate why they remain the gold standard in digital banking.

Amount, Inc.

222 North LaSalle Street
#1700
Chicago, IL 60601

Website: www.amount.com

Aptean Respond

4325 Alexander Drive
#100
Alpharetta, GA 30022

Website: https://www.aptean.com/solutions/compliance-solutions/aptean-respond/

ARGO

1500 N. Greenville Ave.
Suite 500
Richardson, TX 75081

Phone Number: (972) 866-3478

Website: http://www.argodata.com

ARGO is a proven software innovator that delivers measureable value for our customers in the areas of OmniTouch Sales & Service, Teller Payments with Real-time Fraud Detection, and loan origination for Consumer, Mortgage, and Small Business loans. We look forward to seeing you at booth #69 and #70.

Ascendium

2501 International Lane
Madison, WI 53704

Website: Ascendiumeducation.org

For more than 50 years, Ascendium Education Solutions® has supported student loan borrowers to positive outcomes. Everything we do, from our products and services to our philanthropy, is in service of our mission to help people reach their full potential. Ascendium provides Attigo® a suite of student loan counseling, debt repayment and financial wellness solutions. In partnership with higher education and business organizations, Attigo supports people beginning with college access, through completion, and into the workforce.

Ballard Spahr

1753 Market Street
Philadelphia, PA 19103

Phone Number: (215) 864-8544

Banzai

2230 N University Pkwy, Suite 14
Provo, UT 84604

Phone Number: 1 (888) 822-6924

Website: http://www.teachbanzai.com

Banzai is a financial literacy company that offers free, online financial literacy for students of all ages. WWW.TEACHBANZAI.COM

Biz2X

1 Pennsylvania Plaza
45th Floor
New York, NY 10119

Website: biz2x.com

Biz2X is a turnkey global SaaS platform that enables banks and other financial institutions to provide a customized online lending experience for their small and midsize business customers. With enhanced loan management, servicing, risk analytics and a configurable customer journey, Biz2X is helping banks run their lending operations at scale. Brands like HSBC and Popular Bank have chosen Biz2X to launch new online lending initiatives.

Black Knight, Inc.

601 Riverside Ave
Jacksonville, FL 32204

Phone Number: (904) 854-3466

Website: http://www.bkfs.com

Discover the power of Black Knight, the industry’s premier provider for technology, data and analytics solutions. Black Knight delivers integrated, high-performance solutions used by lenders to help them grow and retain customers, increase processing efficiencies, reduce operational costs and provide a more consistent customer experience.

Blend

415 Kearney Street
San Francisco, CA 94108

Website: http://www.blend.com

Blend makes the process of getting a loan simpler, faster, and safer. With its digital lending platform, Blend helps financial institutions including Wells Fargo and U.S. Bank increase productivity and deliver exceptional customer experiences. The company regularly processes nearly $2 billion in mortgages and consumer loans daily, helping millions of consumers get into homes and gain access to the capital they need to lead better lives. To learn more, visit blend.com.

Boston Consulting Group

10 Hudson Yards
New York, NY 10001

Phone Number: (212) 446-2800

Website: http://www.bcg.com

The Boston Consulting Group (BCG) is a global management consulting firm and the world's leading advisor on business strategy. We partner with clients from the private, public, and not-for-profit sectors in all regions to identify their highest-value opportunities, address their most critical challenges, and transform their enterprises. Our customized approach combines deep insight into the dynamics of companies and markets with close collaboration at all levels of the client organization. This ensures that our clients achieve sustainable competitive advantage, build more capable organizations, and secure lasting results. Founded in 1963, BCG is a private company with 81 offices in 45 countries.

Bradley Arant Boult Cummings

1819 5th Avenue
North Birmingham, AL 35203

Phone Number: (205) 521-8000

Website: http://www.babc.com

Bradley is a national law firm with a global perspective. Bradley’s Banking and Financial Services team advises banks, mortgage servicers, lenders, credit unions and other consumer finance companies across a broad spectrum of legal issues, including litigation, regulatory compliance, governmental investigations and enforcement actions, risk assessments, and multi-state settlements. Clients rely on us for innovative legal services that reflect a deep understanding of their business objectives.

Bridgeforce

101 Ponds Edge Drive
Suite 100
Chadds Ford, PA 19317

Phone Number: (302) 325-7100

Website: http://www.bridgeforce.com

Bridgeforce, a specialized multi-national consulting firm, has been solving complex problems for companies involved in consumer and/or small business lending and payments for nearly 15 years. Over 75% of Bridgeforce consultants come directly from client-side leadership positions across multiple parts of the credit lifecycle. Combined with subject matter expertise in operations, technology, strategy and regulatory issues, Bridgeforce has the knowledge and experience to make the hard choices in developing and implementing best-fit solutions that are both achievable and lower the risks of execution. The Bridgeforce success can be attributed to a culture fostering innovation and evolving best practices recognized within the industry.

Buckley LLP

2001 M Street NW
Suite 500
Washington, DC 20036

Phone Number: (202) 349-8000

Business Efficacy Inc.

55 Fifth Street East
Suite 900
St. Paul, MN 55101

Phone Number: (952) 217-0425

Website: www.businessefficacy.com

Business Efficacy is a sales consulting practice focused on equipping sales leaders with the processes, tools, and development to lead, manage, and coach execution of sales activities critical to increase performance. Business Efficacy provides the services and roadmap that enables sales management to get the breakthrough and transformation they desire quickly.

CallMiner

200 West Street
Waltham, MA 02451

Phone Number: (781) 547-5666

Website: http://www.callminer.com

CallMiner helps businesses and organizations improve agent performance and gather key business intelligence by allowing them to automatically listen to every customer interaction. CallMiner’s software solutions can monitor conversations in real-time or analyze them after completion, delivering actionable insights to contact center staff, business analysts, and executives.

Campus Door Holdings Inc.

1415 Ritner Highway
Carlisle, PA 17013

Phone Number: (717) 249-8800

Website: http://campusdoor.com/

CampusDoor provides education loan origination services to over 300 clients. Leading the industry in technology, customer service and regulatory compliance, we understand the marketplace and leverage our 23 years of experience to help our clients achieve their goals. In addition to our industry-leading platform, we have the advantages of unmatched stability and scalability as a Blackstone portfolio company.

Center for Creative Leadership

1 Leadership Place
Greensboro, NC 27410

Phone Number: (336) 545-2810

The Center for Creative Leadership (CCL®) is a global provider of leadership development. By leveraging the power of leadership to drive results that matter most to clients, CCL transforms individual leaders, teams, and organizations. Our array of cutting-edge solutions is steeped in extensive research and experience gained from working with hundreds of thousands of leaders at all levels. www.ccl.org

CGI

11325 Random Hills Road
Fairfax, VA 22030

Phone Number: (703) 267-8000

Website: http://www.cgi.com

CGI is among the world’s largest IT and business consulting services firms, delivering end-to-end capabilities, from strategic IT and business consulting to systems integration, managed IT and business process services and industry solutions. Our ~12,000 banking experts advise, develop and implement technologies and business processes that are shaping tomorrow’s banking marketplace. Our local relationship model and global delivery network helps clients digitally transform their organizations and accelerate results.

Charles River Associates

1201 F Street NW
Suite 800
Washington, DC 20004

Phone Number: (202) 662-3804

Website: http://www.CRAI.com

Charles River Associates is a leading global consulting firm that offers economic expertise to major law firms, and financial institutions. With proven skills in complex cases and exceptional strength in analytics, CRA Financial Economics consultants have provided astute guidance to consumer banking clients in dozens of successful engagements. We offer litigation and regulatory support, policy analysis, and risk management consulting services.

Clear Capital

300 East Second Street
Suite 1405
Reno, NV 89501

Phone Number: (530) 550-2500

Website: http://www.clearcapital.com

Clear Capital pioneers modern real estate valuation solutions that are trusted by the nation’s largest banks and financial institutions. The company’s nearly 600 team members nationwide are dedicated to going wherever it leads and doing whatever it takes.

Cognition Financial

200 Clarendon St.
3rd Floor
Boston, MA 02116

Phone Number: (617) 638-2033

Website: http://www.fmd.com

7/12/2017 Cognition Financial (formerly The First Marblehead Corporation) was founded in 1991 with the goal of helping students reach their educational goals through access to funding. Along with Tuition Management Systems and Cognition Lending (formerly First Marblehead Education Resources, Inc.), Cognition Financial has leveraged innovative thinking and analytical rigor to develop innovative financial and technological products for our partners and their clients. First Marblehead is a leading provider of private student loan solutions for lenders and schools. We help meet the growing demand for education financing by offering lender clients a complete and integrated suite of outsourced services for private student loans, including product design, underwriting, loan origination, and portfolio risk management. With more than 20 years of experience in education lending, we have helped our clients process over 6 million applications and fund over $16.5 billion in private student loan volume.

College Loan Corporation

10000 West Charleston Boulevard
Suite 200
Las Vegas, NV 89135

Phone Number: (702) 777-8483

Corporate Settlement Solutions

440 East Front Street
Traverse City, MI 49686

Phone Number: (231) 995-8890

Provider of title, settlement and ancillary services, accessible to clients across the Midwest, Mid-Atlantic, and South East United States.

Crown Asset Management, LLC

3100 Breckinridge Blvd. Suite 725
Duluth , GA 30096

Phone Number: (866) 696-4442

Crown Asset Management, LLC is a charged-off debt purchasing firm. We partner with credit issuers to help them maximize the value of charged-off accounts and strategically control non-performing portfolios. Through our trusted and reliable partnerships we have built long term, mutually rewarding relationships allowing creditors to immediately monetize the long term value of their charged-off accounts.

Dealertrack

3400 New Hyde Park Road
Franklin Square, NY 11010

Phone Number: (516) 734-3600

Website: http://www.dealertrack.com

Dealertrack delivers integrated web-based tools, services and technologies that drive efficiencies and profitability for the automotive retailers and lenders. In addition to operating the largest online credit application network in the United States, Dealertrack drives growth and efficiency during the origination, contracting and vehicle title administration servicing lifecycle for captives, regional and national banks, credit unions and other financial organizations.

defi SOLUTIONS

1500 Solana Blvd
Suite 6400
Westlake, TX 76262

Phone Number: (800) 926-6750

Website: http://www.

defi SOLUTIONS partners with captives, banks, credit unions, and finance companies of all types and sizes to help lenders transform their operations. The company’s comprehensive suite of end-to-end originations, servicing, and analytics solutions together with technology-enabled processing services are flexible, configurable, and scalable to address the ever-evolving needs of lenders and borrowers. defi SOLUTIONS combines the expertise of defi SOLUTIONS and the former Sagent Auto Lending with the backing of Warburg Pincus, Bain Capital Ventures and Fiserv.

Deluxe Financial Services

3660 Victoria Street North
Saint Paul, MN 55126

Phone Number: (651) 490-8584

Website: http://www.deluxe.com

Deluxe is transforming into a provider that drives profitable growth for financial institutions through payments, marketing, performance management, digital channels and small business marketing services. We offer best-in-class solutions that help acquire, onboard, engage, grow, retain and win back profitable account relationships, generating high income and return on investment. fi.deluxe.com

Delvinia

370 King Street West
5th Floor, Box 4
Toronto, ON M5V 1J9

Phone Number: (416) 364-1455

Website: delvinia.com

Delvinia is a global research tech and consumer data collection company that’s transforming how data is collected and used to underpin business decision-making at every level. The company has spawned a successful portfolio of products and services, including the research automation platform Methodify.it, the online consumer panels AskingCanadians and AskingAmericans, and CRIS, which automates qualitative research. For more, visit delvinia.com.

Econocheck

3 Gresham Landing
Stockbridge, GA 30281

Econocheck delivers bottom-line benefits to financial institutions by strengthening customer relationships and providing new fee income streams. Since 1973, thousands of financial institutions have profited from Econocheck’s data-driven retail checking strategies, direct response insurance programs, and identity protection services. Listening, delivering, partnering, growing – the Econocheck way for over 40 years.

ELM Resources

12950 Race Track Road
Suite 201
Tampa, FL 33626

Phone Number: (510) 271-0013

Website: https://www.elmresources.com/

Epic Research LLC

1105 N. Market St.
Suite 1600
Wilmington, DE 19801

Phone Number: 302-354-3269

Website: www.epicresearch.net

Epic Research is a unique marketing and advisory firm that works with clients through a performance-based compensation model. Our three primary lines of business include Marketing Services, Partnership Development, and Advisory Services. We accelerate our clients’ growth through world-class direct, database, and partnership marketing. At Epic, we invest directly in our clients’ marketing program, providing capital and taking risk in exchange for compensation based on the results we realize for our clients. We profit only when we create value for our clients.

Equifax

1550 Peachtree St. NW
Mail Drop H-22
Atlanta, GA 30309

Phone Number: (513) 504-9320

Website: http://www.equifax.com

Equifax is a global information solutions company that uses unique data, innovative analytics, technology and industry expertise to power organizations and individuals around the world by transforming knowledge into insights that help make more informed business and personal decisions.

EverFi

3299 K Street, NW
Suite 400
Washington, DC 20007

Website: http://www.everfi.com

EVERFI is the recognized leader in financial literacy education and powers financial wellness solutions for more than 900 of the country’s leading financial institutions. We help our innovative partner improve financial capability in their communities through scalable, digital education to reach learners of all ages. Founded in 2008, EVERFI has reached more than 25 million learners and counting. Visit everfi.com/financial-education to learn more.

Experian

475 Anton Boulevard
Costa Mesa, CA 92626

Phone Number: (678) 731-1100

Website: http://www.experian.com/business-services/business-services.html

Experian Decision Analytics enables organizations to make analytics-based customer decisions that support their strategic goals, so they can achieve and sustain significant growth and profitability. Through our unique combination of consumer and business information, analytics, decisions, and execution, we help clients to maximize customer value. Experian collaborates closely with clients to identify what matters most about their business and customers, then create and implement analytics-based decisions to manage their strategies. Experian enables organizations to realize increased revenue, controlled risk, enhanced operational efficiency, and superior compliance for competitive advantage.

F&I Express

611 South Main St.
Grapevine, TX 76051

Phone Number: 855-364-3977

Website: https://www.fandiexpress.com/

FICO

181 Metro Drive
Suite 600
San Jose, CA 95110

Phone Number: 1 (800) 999-2955

Website: http://www.fico.com

FICO (NYSE: FICO) powers decisions that help people and businesses around the world prosper. FICO provides the infrastructure that the global financial industry runs on. From helping hundreds of millions of consumers gain access to credit to protecting billions of payment cards from fraud to helping transform the way that banks get their customers out of debt. FICO, founded in 1956 and based in Silicon Valley, uses predictive analytics and cutting-edge decision management technology to help financial institutions make more profitable, more customer-centric decisions. Learn more at www.fico.com.

First American Mortgage Solutions

4 First American Way
Santa Ana, CA 92707

Phone Number: (800) 333-4510

Website: http://www.firstam.com/mortgagesolutions

First American Mortgage Solutions is the one choice for total loan quality supporting all aspects of the home equity loan cycle with customizable, end-to-end solutions. Strengthened by the nation's largest repository of over 6 billion recorded document images, we provide property reports, valuations, risk mitigation, title and settlement services that help you manage a strong portfolio and comply with evolving regulations.

FirstClose

10800 Pecan Park Blvd, Suite 310
Austin, TX 78750

FirstClose is an award-winning provider of best-in-class property and borrower data intelligence and settlement services nationwide. FirstClose specializes in delivering a powerful web app and LOS plugin that is the industry’s first and only home equity and refi tool that offers everything from application to servicing (credit score, valuation, title, tax, flood, closing and recording) on one easy-to-navigate platform.

Fiserv

255 Fiserv Drive
Brookfield, Outside USA 53045

Website: http://www.fiserv.com

Fiserv, Inc. (NASDAQ:FISV) aspires to move money and information in a way that moves the world. As a global leader in payments and financial technology, the company helps clients achieve best-in-class results through a commitment to innovation and excellence in areas such as account processing and digital banking solutions; card issuer processing and network services; payments; e-commerce; merchant acquiring and processing; and the Clover® cloud-based point-of-sale solution. Fiserv solutions connect financial institutions, corporations, merchants and consumers to one another, millions of times a day, behind the scenes, reliably and securely. In more than 100 countries, approximately 44,000 associates proudly serve clients, so their customers, members and consumers can move money when and where they need it, at the point of thought. Fiserv is a member of the S&P 500® Index and the FORTUNE® 500, and has been named to the FORTUNE Magazine World’s Most Admired Companies® list for seven consecutive years. Visit fiserv.com and follow on social media for more information.

Garnet Capital Advisors

500 Mamaroneck Avenue
Harrison, NY 10528

Phone Number: (212) 272-3884

Website: http://www.garnetcapital.com

Garnet Capital Advisors is a financial-services company specializing in managing loan portfolio sales and providing valuation services. Founded by industry leaders Lou DiPalma, Sean McVity, and Robin Ishmael, Garnet is compliant with both the PCI-DSS and ISO 27002 international data-security standards, and has been fully vetted and approved as a vendor by many major institutions.

Genpact International, LLC

66 Buckingham Gate, 4th Floor
London, SW1E 6AU

Phone Number: (212) 896-6600

Website: http://www.genpact.com

Genpact (NYSE: G) is a global professional services firm that makes business transformation real. We drive digital-led innovation and digitally-enabled intelligent operations for our clients, guided by our experience running thousands of processes primarily for Global Fortune 500 companies. From New York to New Delhi and more than countries in between, we connect every dot, reimagine every process, and reinvent companies’ ways of working. Transformation happens here.

Goodwin Procter, LLP

100 Northern Avenue
Boston, MA 02210

Phone Number: (617) 570-1940

Website: http://www.goodwinprocter.com

Guidehouse

685 3rd Avenue, 14th Floor
New York, NY 10017

Phone Number: (312) 573-5602

Navigant, A Guidehouse is a leading global provider of consulting services to the public and commercial markets with broad capabilities in management, technology and risk consulting. We help clients address their toughest challenges with a focus on markets and clients facing transformational change, technology-driven innovation and significant regulatory pressure. Across a range of advisory, consulting, outsourcing, and technology/analytics services, we help clients create scalable, innovative solutions that prepare them for future growth and success. Headquartered in Washington DC, the company has more than 7,000 professionals in more than 50 locations. Guidehouse is a Veritas Capital portfolio company, led by seasoned professionals with proven and diverse expertise in traditional and emerging technologies, markets and agenda-setting issues driving national and global economies.

Harland Clarke

15955 La Cantera Parkway
San Antonio, TX 78256

Phone Number: (240) 644-4544

Website: http://www.harlandclarke.com

Harland Clarke helps financial institutions increase profitability and account holder engagement by delivering data-driven Lifecycle Marketing solutions that attract and retain loyal account holders. With more than 100 years of experience in the financial services industry, we are a single source for best-in-class products and services that build business.

Heitmeyer Consulting

501 West Schrock Road
Suite 105
Westerville, OH 43082

Phone Number: (678) 637-5784

HORIZN

214 King St. West, Suite 600
Toronto, ON M5H 3S6

Phone Number: 647-926-2468

Website: http://horizn.com/

Horizn is the #1 Digital Adoption Platform designed exclusively for Financial Service Institutions. Horizn equips BOTH bank employees and their customers with the knowledge needed to understand new innovation, increase digital confidence and dramatically accelerate digital adoption rates. The platform combines a proprietary microlearning and simulation methodology for banks like RBC, U.S. Bank, Lloyds, M&T Bank, HSBC and Scotiabank.

Hudson Cook, LLP

7037 Ridge Road
Suite 300
Hanover, MD 21076

Phone Number: (877) 422-7529

Website: http://www.hudco.com

Hudson Cook, LLP provides the best possible service to companies needing advice and assistance in the ever changing and challenging world of consumer financial services and privacy law. Our attorneys are skilled, experienced professionals who have the advantage of using the additional resources provided by CounselorLibrary.com, LLC.

ID Analytics, a LexisNexis Risk Solutions

15253 Avenue of Science
San Diego, CA 92128

Phone Number: (858) 312-6200

Website: http://www.idanalytics.com

ID Analytics is a leader in credit and fraud risk solutions with patented analytics, proven expertise and up-to-the minute insight into consumer behavior. By combining proprietary data from the ID Network - one of the nation's largest networks of cross-industry consumer behavioral data - with advanced science, ID Analytics provides in-depth visibility into identity risk and creditworthiness.

Ignite Sales, Inc.

14755 Preston Road
Suite 400
Dallas, TX 75254

Phone Number: (972) 528-5043

Website: http://www.

Ignite Sales is changing the way retail banks engage with customers, providing digital conversation guides and analytics that focus on discovering customer needs and matching those needs perfectly to the banks products and services in a consistent and compliant manner. Top banks in the country use Ignite in branches and on-line to engage with customers resulting in an increase customer satisfaction by over 38%. Ignites patented, award winning technology is used for both consumer and small business customer engagement.

Incenter LLC

129 West Trade Street
Floor 9
Charlotte, NC 28202

Phone Number: (651) 412-2020

Website: http://www.incenterms.com

Incenter is a leading provider of capital markets and process solutions for lenders and specialty finance companies.

Informa Financial Intelligence

26565 Agoura Road
Suite 300
Calabasas, CA 91302

Phone Number: (800) 848-0218

Website: http://www.financialintelligence.informa.com

Informa Financial Intelligence enables financial institutions to assess their competitive position, identify market opportunity and positively impact share, margin, risk & operational execution through customer experience services, benchmarking, and workflow solutions.

Jones Day

51 Louisiana Ave NW
Washington, DC 20001

Phone Number: 212-879-3939

Website: http://www.jonesday.com

Jones Day is a global law firm with over 2,500 lawyers in 43 offices throughout the world. Our commitment to client service has repeatedly earned the Firm first-place ratings, most recently ranked #1 by The BTI Consulting Group in their 2019 Client Service A-Team report for the third consecutive year. www.jonesday.com

Kelley Blue Book

195 Technology
Irvine, CA 92618

Phone Number: (800) 258-3266

Website: http://www.800bluebook.com

Founded in 1926, Kelley Blue Book, The Trusted Resource, is the only vehicle valuation and information source trusted and relied upon by consumers, the automotive industry and financial institutions. Benefiting from access to millions of retail and wholesale transactions, Kelley Blue Book's market-reflective vehicle values provide the finance industry market insights and valuation data through it's suite of specialized industry products.

Kiran Analytics, Inc., a Verint Company

5060 Shoreman Place
Suite 200
San Diego, CA 92122

Phone Number: (858) 270-9950

Website: http://www.kiran.com

Kiran Analytics is a leader in accelerating banking transformation through the application of advanced analytics. Our workforce management software products and process improvement advisory services help financial institutions improve customer experience, operational efficiency, and business performance. Eight out of the top 10 US retail banks rely on Kiran Analytics to power their workforce management processes. Our solutions are deployed in over 40,000 branches worldwide. Learn more about Kiran Analytics at www.kiran.com. Kiran Analytics is a branch business unit of Verint. The combination of Kiran's branch workforce management software products and advanced analytics solutions with Verint's Customer Engagement Solutions brings to market new and complimentary capabilities that help retail bank customers improve the customer experience, operational efficiency and performance. Learn more about Verint at www.verint.com.

KPMG LLP

345 Park Avenue
New York, NY 10154

Phone Number: (212) 758-9700

Website: http://www.us.kpmg.com

KPMG's Regulatory Risk practice provides strategic and technical regulatory and compliance solutions to help financial institutions anticipate and manage regulatory risk. KPMG helps clients meet regulatory expectations by strengthening enterprise-wide compliance programs, implementing effective governance and risk management frameworks, enhancing internal controls, and helping create a culture of risk management and compliance. Our experienced professionals include former regulators and compliance practitioners.

Lake Trust CU

250 East Broad Street
Columbus, OH 43215

Phone Number: (855) 227-1902

Website: http://www.innovis.com

Innovis provides modern solutions for identity verification, fraud prevention, receivables management, and credit information. The FailSafe® Fraud Suite, the latest solution launched by Innovis, provides multi-layer authentication and is designed to identify abnormal patterns of behavior that threat detection alone may miss. From account acquisition to recovery, Innovis has the tools for every step of your customer life cycle.

Lightico

275 7th Ave
New York, NY 10011

Phone Number: 917.475.0128

Website: www.lightico.com

Lightico’s next-generation platform for digital customer interactions empowers businesses to collect forms, documents, e-signatures, photos, payments consent to disclosures and to verify ID instantly, even while they have customers on the phone. By simplifying customer interactions in the last mile of the customer journey, businesses make it easier for their customers to be their customers, earning their trust and loyalty, translating to higher profits.

LiveVox

655 Montgomery Street,
Suite 1000
San Francisco, CA 94111

Phone Number: (415) 671-6000

Website: http://www.livevox.com

LiveVox is the only one-stop-shop for true omnichannel engagement that unifies modern channels, CRM, and WFO functionality into a single cloud customer engagement platform to optimize the customer experience in today’s digital age. Facilitating over 14B interactions annually, LiveVox makes omnichannel easy by unifying all conversations and interactions in one place. With new features released quarterly, LiveVox remains at the forefront of cloud contact center innovation. Supported by over 450 employees and rapidly growing, we are headquartered in San Francisco with offices in Atlanta, Denver, Bangalore, and Colombia. To learn more, visit LiveVox.com or email us at info@livevox.com.

Mastercard Worldwide

100 Manhattanville Road
Purchase, NY 10577

Phone Number: (914) 249-2000

Website: http://www.mastercard.com

MasterCard (NYSE: MA), www.mastercard.com, is a technology company in the global payments industry. We operate the worldâ_Ts fastest payments processing network, connecting consumers, financial institutions, merchants, governments and businesses in more than 210 countries and territories. MasterCard's products and solutions make everyday commerce activities such as shopping, traveling, running a business and managing finances easier, more secure and more efficient for everyone. Follow us on Twitter @MasterCardNews, join the discussion on the Cashless Pioneers Blog and subscribe for the latest news on the Engagement Bureau.

Mayer Brown LLP

1999 K Street NW
Washington, DC 20006

Phone Number: (202) 263-3000

Website: http://www.mayerbrown.com

McGlinchey Stafford, PLLC

601 Poydras Street
12 Floor
New Orleans, LA 70130

Phone Number: (504) 596-2708

Website: http://www.mcglinchey.com

Meridian Link

1600 SunFlower Avenue
Suite 200
Costa Mesa, CA 92626

Phone Number: (770) 541-4567

Website: http://www.meridianlink.com

MeridianLink, Inc., developer of the industry’s first multi-channel account opening and loan origination platform, is a leading provider of enterprise business solutions for financial service organizations. The company’s passion for excellence is reflected in its web-based credit reporting, lending and new account opening/deposit technologies. MeridianLink is committed to creating smart solutions that deliver real value.

Missouri Higher Education Loan Authority (MOHELA)

633 Spirit Drive
Chesterfield, MO 63005

Phone Number: (636) 733-3700

Website: https://www.mohela.com/

MOHELA is recognized as one of the largest nonprofit student loan secondary markets and servicers in America by statistics gathered and maintained by the U.S. Department of Education and we fall under the oversight purview of the CFPB. The Authority was created in 1981 by the Missouri Legislature, to finance, originate, acquire, and service student loans - including but not limited to those guaranteed or insured pursuant to the Higher Education Act. MOHELA currently services; federal direct (FDSLP) loans on behalf of the Department of Education, Stafford (FFELP) loans, private education loans for other lenders (both In-school and refinance loans) as well as boutique higher education financing initiatives. MOHELA also offers secondary market services to holders of FFEL program loans, in order to ensure a safe, reliable and consistent wind-down.

Mitchell Sandler

1120 20th Street, NW
Suite 725
Washington, DC 20036

Phone Number: (202) 886-5260

Website: mitchellsandler.com

Mitchell Sandler is a women-managed, majority women-owned financial services law firm. Its lawyers include recognized and respected regulatory, enforcement, litigation, corporate, and financial technology attorneys. The Firm offers legal services that leverage our team’s deep knowledge of industry practices, regulatory expectations and enforcement trends. We believe in value-based billing and cutting-edge regulatory technology solutions in support of our clients’ needs.

Morrison & Foerster

2000 Pennsylvania Avenue NW
Suite 5500
Washington, DC 20006

Phone Number: (202) 887-1500

Mortgage Connect, LP

260 Airside Drive
Moon Township, PA 15108

Website: www.mortgageconnectlp.com

Naehas, Inc.

3600 West Bayshore Road
Suite 104
Palo Alto, CA 94303

Phone Number: (585) 239-6044

Website: http://www.naehas.com

In a commoditized world, Naehas improves enterprise profitability and differentiation by providing a SAAS platform to Flawlessly Execute Personalized Offers. We leverage shared content and business logic to minimize risk of compliance violations and to produce targeted documents. Naehas has helped Top 5 US banks deliver 10X more targeted offers with zero errors, using our Platform.

nCino

6770 Parker Farm Drive, Suite 200
Wilmington, NC 28405

Phone Number: 888-676-2466

Website: www.ncino.com

nCino (NASDAQ: NCNO) is the worldwide leader in cloud banking. The nCino Bank Operating System® empowers financial institutions with scalable technology to help them achieve revenue growth, greater efficiency, cost savings and regulatory compliance. In a digital-first world, nCino's single digital platform enhances the employee and client experience to enable financial institutions to more effectively onboard new clients, make loans and manage the entire loan life cycle, and open deposit and other accounts across lines of business and channels. Transforming how financial institutions operate through innovation, reputation and speed, nCino works with more than 1,100 financial institutions globally, whose assets range in size from $30 million to more than $2 trillion. For more information, visit: www.ncino.com.

NCR

11837 Miracle Hills Drive
Suite 102
Omaha, NE 68154

Phone Number: (402) 933-0541

Website: http://www.d3banking.com

D3 Banking Technology's consumer and small business digital solutions enable financial institutions to quickly introduce scalable innovations that give them a competitive advantage in the marketplace. D3's technology leverages an open API-driven platform built on a modern technology stack that is extensible, scalable and configurable. This platform powers a consistent, intuitive user experience, while also reducing cost, lowering complexity and enabling financial institutions to know their customers and anticipate needs better than ever before.

Neustar, Inc.

21575 Ridgetop Circle
Sterling, VA 20166

Phone Number: 1 (855) 898-0036

Website: https://www.home.neustar/

Neustar’s authoritative consumer identity intelligence enables [brands] to mitigate fraud and compliance risk, boost contact center efficiency, improve the consumer experience, and increase revenue across the enterprise.

Nomis Solutions, Inc.

8000 Marina Boulevard
Suite 700
Brisbane, CA 94005

Phone Number: (650) 588-9800

Website: http://www.nomissolutions.com

Nomis is a fast-growing FinTech focused on ensuring on-going value creation for the world’s smartest financial institutions through end-to-end, customer-centric pricing capabilities. Institutions of all sizes leverage Nomis’ unparalleled domain expertise and their market-leading Nomis Platform™ to operationalize cutting-edge Big Data and AI to understand and anticipate customer demands, competitor actions, and market dynamics. Nomis has a proven track record of increasing customer and stockholder value, returning nearly $800 million to its partner banks every year.

Novantas, Inc.

485 Lexington Avenue
New York, NY 10017

Phone Number: (212) 953-4444

Website: http://www.novantas.com/

Novantas, Inc. is the leading provider of advisory services, analytics solutions, and market data to the financial industries. The company helps clients perfect customer strategies, and optimize investments in marketing, product, pricing, sales, and distribution, by providing comprehensive information and tools to identify and interpret customer behaviors and economics. For more information, visit www.novantas.com.

ODX, LLC

1400 Broadway, 25th Floor
New York, NY 10018

Phone Number: (646) 375-8859

Website: www.odxsolutions.com

OnDeck (NYSE: ONDK) is a leading platform for small business loans. Using advanced lending technology and analytics, OnDeck assesses small business creditworthiness based on actual operating performance and not solely on personal credit. Since 2007, OnDeck has deployed more than $3 billion to small businesses nationwide.

Old Republic National Title Insurance Company

400 Second Avenue South
Minneapolis, MN 55401

Phone Number: (612) 371-3882

Website: http://www.oldrepublictitle.com

Old Republic Title Insurance Group provides title insurance, property reports and related real estate and mortgage lending products and services to financial institutions, lenders, investors and government agencies nationwide.

Oliver Wyman

1166 Avenue of the Americas, 29th Floor
New York, NY 10036

Phone Number: (212) 541-8100

OneSpan

8200 Decarie Boulevard, Suite 300
Montreal, QUEBEC 0

Phone Number: (514) 337-5255

Website: http://www.onespan.com

OneSpan enables financial institutions and other organizations to succeed by making bold advances in their digital transformation. More than 10,000 customers, including over half of the top 100 global banks, rely on OneSpan. From digital onboarding to fraud mitigation to workflow management, OneSpan’s unified, open platform reduces costs, accelerates customer acquisition, and increases customer satisfaction.

Promontory Financial Group

801 17th Street, NW
Suite 1100
Washington, DC 20006

Phone Number: (202) 384-1200

Website: http://www.promontory.com

Promontory Financial Group, an IBM Company, is a leading strategy, risk management, and regulatory-compliance consulting firm focusing on the financial services industry. Promontory professionals have unparalleled regulatory experience and insight, and provide our clients with frank, proactive advice informed by knowledge of best practices and regulatory expectations. Founded in 2001 by Chief Executive Officer Eugene A. Ludwig, former U.S. comptroller of the currency, Promontory became a wholly owned subsidiary of IBM in 2016. Our unique domain expertise, combined with IBM's world-class technology, allows us to resolve challenging national and cross-border issues in banking, securities, commodities, financial instruments, markets, and insurance.

Protiviti Inc.

2884 Sand Hill Road, Suite 200
Menlo Park, CA 94025

Phone Number: (650) 234-6000

Website: http://www.protiviti.com

Protiviti is a global consulting firm that delivers deep expertise, objective insights, a tailored approach and unparalleled collaboration to help leaders confidently face the future. Our consulting solutions span critical business problems in technology, business process, analytics, risk, compliance, transactions and internal audit. Our more than 4,500 people serve clients through the network of Protiviti and independently owned Member Firms in more than 70 offices in over 20 countries. We have served over 60% of FORTUNE 1000Ar companies and 35% of FORTUNE Global 500Ar companies. Our people and organization have consistently been recognized by FORTUNE and Consulting Magazine as a best company to work for.

Quadient

470 Atlantic Avenue
4th Floor
Boston, MA 02210

Phone Number: 18668834260

Website: www.quadient.com

Quadient is the driving force behind the world’s most meaningful customer experiences. By focusing on four key solution areas including Customer Experience Management, Business Process Automation, Mail-related Solutions, and Parcel Locker Solutions, Quadient helps simplify the connection between people and what matters. Quadient supports hundreds of thousands of customers worldwide in their quest to create relevant, personalized connections and achieve customer experience excellence.

Reflexis Inc.

3 Allied Drive, Suite 220
Dedham, MA 02035

Phone Number: 781-493-3400

Website: https://www.reflexisinc.com/solutions/retail-banking/

Reflexis ONE for Banking is a single platform delivered via the cloud for powering branch transformation. It includes solutions for staff forecasting, scheduling optimization, activity simplification and operational excellence. Reflexis ONE for Banking enables you to unleash the power of branch colleagues, simplifying activities and compliance, so they can focus on providing personalized, engaging experiences to customers.

RegEd, Inc.

2100 Gateway Centre Boulevard
Suite 200
Morrisville, NC 27560

RegEd is the market-leading provider of RegTech enterprise solutions with relationships with more than 200 enterprise clients that represent 80% of the top 25 financial services firms. Established in 2000 by former regulators, the company is recognized for continuous regulatory technology innovation with solutions hallmarked by workflow-directed processes, data integration, regulatory intelligence, automated validations, business process automation and compliance dashboards.

Relay Network

201 King of Prussia Road
Suite 161
Radnor, PA 19087

Phone Number: (484) 580-9925

Website: http://www.relaynetwork.com

Relay is solving the billion-dollar customer engagement challenge by giving businesses the power to create the easiest and most convenient customer interactions. While self-service tools fail because they are generic and put all the work on the customer, Relay proactively engages customers with personalized, simplified support that meets rising consumer expectations for efficient and effective service through mobile communications.

RouteOne LLC

31500 Northwestern Highway
Suite 200
Farmington Hills, MI 48334

Phone Number: (248) 862-7000

Website: http://www.routeone.com

RouteOne is a free web-based credit application management system that provides dealers and finance sources the ability to manage their full book of business from a single portal. RouteOne supports the full credit process, from leads management to eContracting, eliminating the need for duplicate entry into multiple systems.

RSM US LLP

1250 H Street NW
Suite 650
Washington, DC 20005

Website: http://www.rsmus.com

Russell Reynolds Associates

155 Upper Wacker Drive, Suite 4100
Chicago, IL 60606

Phone Number: 312-993-9696

Website: www.russellreynolds.com

S&P Global

1200 G St. NW,
Washington, DC 20005

Website: http://https://www.spglobal.com/marketintelligence/en/

Salesforce

415 Mission Street
3rd Floor
San Francisco, CA 94105

Phone Number: (415) 901-7000

Website: http://www.salesforce.com

SeeEverything

5521 Mission Road
Suite 1426
Bonsall, CA 92003

Website: seeverything.com

SeeEverything empowers financial institutions to develop deeper, trusted, and more profitable customer relationships by delivering great customer outcomes. SeeEverything’s software applications enable responsible growth by improving people capability and conduct, compliance, and transparency. Leaders gain a holistic view of their business providing them insights and levers to achieve positive results.

ServiceLink

1400 Cherrington Parkway
Moon Township, PA 15108

Phone Number: (800) 777-8759

Website: https://www.svclnk.com/

ServiceLink is the nation's premier provider of digital mortgage services to the mortgage and finance industries. ServiceLink leads the way by delivering best-in-class technologies, a full product suite of services and proven experience, built on a foundation of quality, compliance and service excellence. ServiceLink delivers valuation, title and closing, and flood services to mortgage originators.

Sidley Austin LLP

1501 K Street, NW
Washington, DC 20005

Phone Number: (202) 736-8133

SigFig

560 Davis St. Suite 250
San Francisco, CA 94111

Phone Number: 415-558-9611

Website: http://www.sigfig.com

SigFig’s mission is to reimagine financial services, by making it more customer-centric and accessible. SigFig combines design, data science, and technology to help empower consumers to achieve their financial goals. Through partnerships with some of the world’s largest and most innovative financial institutions, SigFig is powering the future of banking and wealth management.

Simon-Kucher & Partners

17 State Street
37th Floor
New York, NY 10009

Phone Number: (212) 537-0770

Website: http://www.simon-kucher.com

Simon-Kucher & Partners is a global strategy and marketing consulting firm with over 1,000 professionals in 34 offices worldwide focusing on TopLine PowerAr. Founded in 1985, the company has more than 30 years of experience providing strategy and marketing consulting and is regarded as the world's leading pricing advisor.

Solidifi

701 Seneca Street
Suite 600
Buffalo, NY 14210

Phone Number: (800) 733-3312

Website: http://www.sfsltd.com

Solidifi is a valuation and closing Networking Management company, supporting residential real estate mortgage services. The company has built a strong reputation and partnership with tens of thousands of independent qualified field professionals.

Sontiq

9920 Franklin Square Drive
Suite 250
Nottingham, MD 21236

Phone Number: 1-888-676-6847

Website: https://www.sontiq.com/

Sontiq’s industry-leading solutions for financial institutions (FIs), built on the EZShield platform, can be your strongest defense to combat identity crimes and cyber threats targeting your organization and your account holders. Sontiq provides best-in-class identity protection and fully-managed resolution services for your customers, plus essential identity theft and mobile threat protection for Small Businesses and their employees. The company is consistently recognized by Javelin Strategy & Research as a best-in-class award winner in Identity Protection.

Squire Patton Boggs

555 South Flower Street, 31st Floor
Los Angeles, CA 90071

Phone Number: 213-624-2500

Website: www.SquirePattonBoggs.com

Stewart Title

1980 Post Oak Boulevard
Houston, TX 77056

Phone Number: (713) 625-8712

Website: http://www.stewart.com

Stewart is a global real estate services company, supporting home equity originations with title/settlement, eClosing, appraisals and valuations services through our national operations, direct offices and network of Stewart Trusted Providers™. At Stewart, we work hard to make things easy for you. Whether you are a community bank, regional credit union or national lender, you can rely on Stewart to meet your home equity origination needs.

Tamr, Inc.

66 Church Street
Cambridge, MA 02138

Phone Number: (617) 785-4457

Website: www.tamr.com

Tamr is the leading data mastering company that accelerates data-driven business outcomes for large organizations. Industry leaders like: Toyota, Societe Generale, and Thomson Reuters trust Tamr to manage their enterprise data as an asset. Tamr’s unique approach of using human-guided machine learning algorithms to accelerate data mastering projects enables the world’s largest organizations to increase the velocity of business outcomes through data-driven insights.

Taylor Communications SCS, Inc.

1170 Grey Fox Road
Arden Hills, MN 55112

Website: www.taylorcommunications.com

Venture provides innovative customer communication solutions for lenders, including billing statements, collection letters/notices, certified mail and multi-channel delivery. VentureAccess provides online tools to manage your programs and provide improved customer service. Our online letter management system, return mail processing, overnight delivery and web-based interactive solutions allow you to effectively communicate with your customers utilizing their preferred channel.

Total Expert, Inc.

1600 Utica Avenue South
Minneapolis, MN 55416

Phone Number: 800-830-9085

Website: https://totalexpert.com/

Total Expert is a fintech software company that built the first enterprise-grade Marketing Operating System (MOS) purpose-built for the modern financial services industry. The platform enables customer-facing teams (sales), marketing, and compliance to work together seamlessly to deliver marketing campaigns and engagement that is relevant to each unique customer based on their stage in life.

Treliant

1255 23rd Street, NW
Suite 500
Washington, DC 20037

Phone Number: (202) 249-7950

TrueAccord

16011 College Blvd
Suite 130
Lenexa, KS 66219

Phone Number: (866) 611-2731

Website: https://www.trueaccord.com/

TrueAccord is reinventing the relationship between creditors and lenders with a machine learning-driven, digital approach to debt collection. Our technology personalizes outreach to each customer across digital channels, continuously optimizing for performance while delivering a customer experience that builds long-term brand loyalty.

Upstart

2950 South Delaware Street
San Mateo, CA 94403

Phone Number: 650-204-1000

Website: https://www.upstart.com/

Valuation Partners

300 Madison Ave
Suite 900
Toledo, OH 43604

Phone Number: (281) 313-1571

Website: valuationpartners.com

Valuation Partners, a leading nationwide AMC, in business for 35+ years and offers a unique business model that separates us from our competitors. Utilizing our extensive panel of experienced appraisers and our 100+ WFG staff appraisers nationwide, Valuation Partners provides reliable and actionable origination, review, and desktop appraisals, appraiser-assisted valuation reports, AVMs, and property condition inspections.

ValueNet

650 Academy Dr
Northbrook, IL 60062

Phone Number: (866) 498-9066

Website: http://www.valuenet.com

ValueNet provides residential real estate lenders and servicers with an alternative to costly, inefficient appraisal techniques by combining innovative technology, desktop appraisal processes and enlisting locally sourced appraisers. ValueNet is the market leader in alternative valuation products and a division of Accurate Group, a leading appraisal management, title information and compliance company.

VantageScore Solutions, LLC

1055 Washington Blvd
3rd Floor
Stamford, CT 06901

Phone Number: (203) 363-2160

Website: http://www.vantagescore.com

VantageScore Solutions, LLC is an independently managed company that holds the intellectual property rights to the VantageScore credit score model, introduced in March 2006. Created by America's three major credit reporting companies (CRCs), Equifax, Experian and TransUnion, the highly predictive VantageScore model uses an innovative, patented and patent-pending scoring methodology to provide lenders with a more consistent interpretation of consumer credit files across all three major credit reporting companies and the ability to score more people. The VantageScore model is used by numerous lenders, making billions of decisions annually including four of the top five financial institutions, five of the top five credit card issuers, two of the top five auto lenders, and one of the top mortgage lenders.

Verafin

18 Hebron Way
St. John's, NL A1A 0L9

Website: www.verafin.com

Verafin is the industry leader in enterprise Financial Crime Management, providing a cloud-based, secure software platform for Fraud Detection and Management, BSA/AML Compliance and Management, High-Risk Customer Management and Information Sharing. Nearly 3000 banks and credit unions use Verafin to fight crime. Visit?www.verafin.com, email?info@verafin.com?or call 866.781.8433.

Verisk Financial

1 North Lexington Avenue
Floor 17
White Plains, NY 10601

Phone Number: (914) 307-3100

Visa

325 7th Street, NW
Suite 800
Washington, DC 20004

Phone Number: (415) 432-3336

Website: http://www.visa.com

Visa Inc. is the world’s leader in digital payments. Our mission is to connect the world through the most innovative, reliable and secure payment network - enabling individuals, businesses and economies to thrive. For more information, visit usa.visa.com/aboutvisa, visacorporate.tumblr.com and @VisaNews.

Weltman, Weinberg & Reis Co., L.P.A.

323 W. Lakeside Avenue
Suite 200
Cleveland, OH 44113

Phone Number: (216) 685-1000

Website: http://www.weltman.com

Since 1930, Weltman, Weinberg & Reis has provided comprehensive collection and litigation services to issuers of credit cards, as well as auto, educational, real estate and commercial lending agencies across the nation. Practice areas include bankruptcy, collections, foreclosure/evictions, legal action recovery, creditor litigation & defense, and probate. The firm has offices in Chicago, Cincinnati, Cleveland, Columbus, Detroit, Fort Lauderdale, Philadelphia, Pittsburgh, Brooklyn Heights (OH) and Grove City (OH).

White Clay

1515 Story Avenue
Louisville, KY 40206

Phone Number: (502) 582-6927

Wipro Gallagher Solutions

810 Crescent Centre Drive
Suite 400
Franklin, TN 37067

Phone Number: (615) 221-7300

Website: http://www.gogallagher.com

Wolters Kluwer

130 Turner Street, Building 3, 4th Floor
Waltham, MA 02453

Phone Number: (800) 552-9407

Website: http://www.wolterskluwerfs.com

At Wolters Kluwer we provide customers worldwide with risk and regulatory compliance solutions. Through our unique blend of consulting, regulatory intelligence and technology, we help customers manage operational, compliance, and financial risk so they can successfully navigate regulatory reporting complexity, optimize risk and improve financial performance.

Zafin

401 West Georgia Street
Suite 1701
Vancouver, 0

Phone Number: (604) 564-0313

Website: http://www.zafin.com

Zafin is a global leader in product and pricing solutions for financial institutions. We enable business users to define and execute customer-centric product and pricing strategies within a robust governance framework. Our cloud-based platform can be implemented quickly, with minimal to no changes required to existing product systems. Our product suite improves the precision, integrity and flexibility of product and pricing terms at the segment and individual customer level. Zafin is trusted by some of the world’s largest retail and corporate banks to help manage risk, streamline regulatory compliance, increase operational efficiency, drive growth, and enhance the customer experience. www.zafin.com

Zenkey

P.O Box 846
Alpharetta, GA 30009

Website: https://myzenkey.com/

Zest AI

1377 North Serrano Avenue
Los Angeles, CA 90027

Phone Number: 646-660-4179

Website: www.zestfinance.com

Zoot Enterprises

555 Zoot Enterprises Lane
Bozeman, MT 59718

Phone Number: (406) 586-5050

Website: http://www.zootsolutions.com

Zoot is a global provider of innovative acquisition, origination, and decision management solutions, offering our clients comprehensive and flexible tools to meet their unique initiatives. We provide business user control to empower our clients to adapt their solutions in support of their evolving business strategies. Zoot's solutions are in production and to market faster than the industry average. For over 20 years, we have partnered with influential U.S. banks and international financial institutions to foster innovative excellence in the industry.